{"id":3783,"date":"2026-04-21T13:14:57","date_gmt":"2026-04-21T11:14:57","guid":{"rendered":"https:\/\/ubezpieczenie-cudzoziemca.pl\/nieskategoryzowane\/polisa-zdrowotna-na-wniosek-dps-co-obejmuje\/"},"modified":"2026-09-11T16:28:03","modified_gmt":"2026-09-11T14:28:03","slug":"dps-application-health-policy-what-it-covers","status":"publish","type":"post","link":"https:\/\/ubezpieczenie-cudzoziemca.pl\/en\/poradnik\/rodzaje-i-porownanie-polis\/polisa-zdrowotna-na-wniosek-dps-co-obejmuje\/","title":{"rendered":"Health policy at the request of DPS - what does it cover?"},"content":{"rendered":"
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What is a health policy for DPS<\/h2>\n<\/div>\n
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A health policy at the request of the DPS is a document confirming that a foreigner has secured medical expenses during his stay in Poland. In practice, it is insurance that can be presented at official procedures, when it is required to demonstrate legal and real coverage of medical services. Such a health policy is not only of formal importance, but also practical. It protects against expenses related to sudden illness, accident or hospitalization.<\/p>\n

For DPS applicants, the most important thing is that the scope of protection is clear, valid for the appropriate period, and consistent with the residency requirements. The product name alone is not enough. What matters is the actual medical coverage, the limits of liability, and whether the policy operates on Polish territory. If you want to better understand the general principles of coverage, check also insurance for foreigner<\/a>.<\/p>\n<\/div>\n

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\ud83d\udca1 Tip<\/h4>\n

Before buying, check not only the price of the policy, but especially the sum insured, the scope of medical expenses and the exclusions of liability. These determine the real coverage.<\/p>\n<\/div>\n<\/div>\n<\/div>\n

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What such a health policy covers<\/h2>\n<\/div>\n
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A standard health policy for a foreigner primarily covers medical expenses related to a sudden illness or accident. In practice, this can mean medical consultations, diagnostic tests, outpatient treatment, hospital stays, treatments and surgeries, if medically necessary. In many variants, the coverage also includes assistance, i.e. arranging assistance, medical transportation or emergency center support.<\/p>\n

According to the data used in the terms and conditions of policies for foreigners, coverage may also include hospitalization of at least 24 hours, treatment of chronic diseases to the extent of sudden exacerbation, and sometimes the cost of continuing treatment after the event. Coverage always depends on the option indicated in the policy. For those comparing options, the article on health insurance for visa<\/a>.<\/p>\n

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The most common elements of coverage<\/h3>\n<\/div>\n<\/div>\n
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