{"id":3783,"date":"2026-04-21T13:14:57","date_gmt":"2026-04-21T11:14:57","guid":{"rendered":"https:\/\/ubezpieczenie-cudzoziemca.pl\/nieskategoryzowane\/polisa-zdrowotna-na-wniosek-dps-co-obejmuje\/"},"modified":"2026-09-11T16:28:03","modified_gmt":"2026-09-11T14:28:03","slug":"bao-hiem-y-te-theo-de-nghi-cua-dps-bao-gom-nhung-gi","status":"publish","type":"post","link":"https:\/\/ubezpieczenie-cudzoziemca.pl\/vi\/poradnik\/rodzaje-i-porownanie-polis\/polisa-zdrowotna-na-wniosek-dps-co-obejmuje\/","title":{"rendered":"B\u1ea3o hi\u1ec3m y t\u1ebf theo \u0111\u1ec1 ngh\u1ecb c\u1ee7a DPS \u2013 bao g\u1ed3m nh\u1eefng g\u00ec?"},"content":{"rendered":"
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B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi cao tu\u1ed5i l\u00e0 g\u00ec?<\/h2>\n<\/div>\n
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B\u1ea3o hi\u1ec3m y t\u1ebf theo y\u00eau c\u1ea7u c\u1ee7a DPS l\u00e0 t\u00e0i li\u1ec7u x\u00e1c nh\u1eadn r\u1eb1ng ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o chi ph\u00ed \u0111i\u1ec1u tr\u1ecb trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan. Tr\u00ean th\u1ef1c t\u1ebf, \u0111\u00e2y l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 xu\u1ea5t tr\u00ecnh trong c\u00e1c th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh khi c\u1ea7n ch\u1ee9ng minh vi\u1ec7c chi tr\u1ea3 h\u1ee3p ph\u00e1p v\u00e0 th\u1ef1c t\u1ebf cho c\u00e1c chi ph\u00ed y t\u1ebf. H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf n\u00e0y kh\u00f4ng ch\u1ec9 c\u00f3 \u00fd ngh\u0129a v\u1ec1 m\u1eb7t th\u1ee7 t\u1ee5c m\u00e0 c\u00f2n mang t\u00ednh th\u1ef1c ti\u1ec5n. N\u00f3 b\u1ea3o v\u1ec7 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u1ecfi c\u00e1c chi ph\u00ed ph\u00e1t sinh do b\u1ec7nh t\u1eadt \u0111\u1ed9t ng\u1ed9t, tai n\u1ea1n ho\u1eb7c nh\u1eadp vi\u1ec7n.<\/p>\n

\u0110\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi n\u1ed9p \u0111\u01a1n xin th\u1ecb th\u1ef1c DPS, \u0111i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m ph\u1ea3i r\u00f5 r\u00e0ng, c\u00f3 hi\u1ec7u l\u1ef1c trong th\u1eddi gian ph\u00f9 h\u1ee3p v\u00e0 tu\u00e2n th\u1ee7 c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1eddi gian l\u01b0u tr\u00fa. Ch\u1ec9 t\u00ean s\u1ea3n ph\u1ea9m th\u00f4i l\u00e0 ch\u01b0a \u0111\u1ee7. \u0110i\u1ec1u quan tr\u1ecdng l\u00e0 m\u1ee9c chi tr\u1ea3 th\u1ef1c t\u1ebf cho chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, gi\u1edbi h\u1ea1n tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m v\u00e0 vi\u1ec7c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 hi\u1ec7u l\u1ef1c tr\u00ean l\u00e3nh th\u1ed5 Ba Lan hay kh\u00f4ng. N\u1ebfu b\u1ea1n mu\u1ed1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 c\u00e1c nguy\u00ean t\u1eafc chung c\u1ee7a b\u1ea3o hi\u1ec3m, h\u00e3y tham kh\u1ea3o th\u00eam B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>.<\/p>\n<\/div>\n

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\ud83d\udca1 M\u1eb9o<\/h4>\n

Tr\u01b0\u1edbc khi mua, b\u1ea1n kh\u00f4ng ch\u1ec9 n\u00ean ki\u1ec3m tra gi\u00e1 b\u1ea3o hi\u1ec3m m\u00e0 c\u00f2n ph\u1ea3i ch\u00fa \u00fd \u0111\u1ebfn m\u1ee9c b\u1ed3i th\u01b0\u1eddng, ph\u1ea1m vi chi ph\u00ed \u0111i\u1ec1u tr\u1ecb v\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m. Ch\u00ednh nh\u1eefng y\u1ebfu t\u1ed1 n\u00e0y quy\u1ebft \u0111\u1ecbnh m\u1ee9c \u0111\u1ed9 b\u1ea3o hi\u1ec3m th\u1ef1c t\u1ebf.<\/p>\n<\/div>\n<\/div>\n<\/div>\n

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Ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m y t\u1ebf n\u00e0y bao g\u1ed3m nh\u1eefng g\u00ec<\/h2>\n<\/div>\n
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G\u00f3i b\u1ea3o hi\u1ec3m y t\u1ebf ti\u00eau chu\u1ea9n d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i ch\u1ee7 y\u1ebfu bao g\u1ed3m c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb li\u00ean quan \u0111\u1ebfn b\u1ec7nh c\u1ea5p t\u00ednh ho\u1eb7c tai n\u1ea1n b\u1ea5t ng\u1edd. Tr\u00ean th\u1ef1c t\u1ebf, \u0111i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 bao g\u1ed3m kh\u00e1m b\u1ec7nh, x\u00e9t nghi\u1ec7m ch\u1ea9n \u0111o\u00e1n, \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa, n\u1eb1m vi\u1ec7n, c\u00e1c th\u1ee7 thu\u1eadt y t\u1ebf v\u00e0 ph\u1eabu thu\u1eadt, n\u1ebfu nh\u1eefng \u0111i\u1ec1u n\u00e0y l\u00e0 c\u1ea7n thi\u1ebft v\u1ec1 m\u1eb7t y t\u1ebf. Trong nhi\u1ec1u g\u00f3i b\u1ea3o hi\u1ec3m, ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u00f2n bao g\u1ed3m d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3, t\u1ee9c l\u00e0 t\u1ed5 ch\u1ee9c c\u1ee9u h\u1ed9, v\u1eadn chuy\u1ec3n y t\u1ebf ho\u1eb7c h\u1ed7 tr\u1ee3 t\u1eeb trung t\u00e2m c\u1ea5p c\u1ee9u.<\/p>\n

Theo c\u00e1c \u0111i\u1ec1u kho\u1ea3n \u00e1p d\u1ee5ng trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 bao g\u1ed3m c\u1ea3 vi\u1ec7c nh\u1eadp vi\u1ec7n k\u00e9o d\u00e0i \u00edt nh\u1ea5t 24 gi\u1edd, \u0111i\u1ec1u tr\u1ecb c\u00e1c b\u1ec7nh m\u00e3n t\u00ednh trong tr\u01b0\u1eddng h\u1ee3p c\u01a1n c\u1ea5p t\u00ednh, v\u00e0 \u0111\u00f4i khi c\u1ea3 chi ph\u00ed ti\u1ebfp t\u1ee5c \u0111i\u1ec1u tr\u1ecb sau s\u1ef1 c\u1ed1. Ph\u1ea1m vi b\u1ea3o hi\u1ec3m lu\u00f4n ph\u1ee5 thu\u1ed9c v\u00e0o g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng. \u0110\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi \u0111ang so s\u00e1nh c\u00e1c l\u1ef1a ch\u1ecdn, b\u00e0i vi\u1ebft v\u1ec1 b\u1ea3o hi\u1ec3m y t\u1ebf \u0111\u1ec3 xin th\u1ecb th\u1ef1c<\/a>.<\/p>\n

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C\u00e1c th\u00e0nh ph\u1ea7n ph\u1ed5 bi\u1ebfn nh\u1ea5t c\u1ee7a l\u1edbp ph\u1ee7<\/h3>\n<\/div>\n<\/div>\n
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