{"id":3845,"date":"2026-06-09T13:39:32","date_gmt":"2026-06-09T11:39:32","guid":{"rendered":"https:\/\/ubezpieczenie-cudzoziemca.pl\/nieskategoryzowane\/jak-przedluzyc-polise-zdrowotna-na-wize\/"},"modified":"2026-09-29T20:27:43","modified_gmt":"2026-09-29T18:27:43","slug":"lam-the-nao-de-gia-han-bao-hiem-y-te-cho-thi-thuc","status":"publish","type":"post","link":"https:\/\/ubezpieczenie-cudzoziemca.pl\/vi\/poradnik\/procedura-i-dokumentacja\/jak-przedluzyc-polise-zdrowotna-na-wize\/","title":{"rendered":"L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 gia h\u1ea1n b\u1ea3o hi\u1ec3m y t\u1ebf cho th\u1ecb th\u1ef1c?"},"content":{"rendered":"<div class=\"wp-block-kadence-advancedtext\">\n<p><strong>Ch\u00ednh s\u00e1ch th\u1ecb th\u1ef1c<\/strong> \u0110\u00e2y l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m y t\u1ebf b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi nhi\u1ec1u th\u1ee7 t\u1ee5c c\u01b0 tr\u00fa v\u00e0 xin th\u1ecb th\u1ef1c c\u1ee7a ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan. N\u1ebfu th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m s\u1eafp h\u1ebft, vi\u1ec7c gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng c\u1ea7n \u0111\u01b0\u1ee3c l\u00ean k\u1ebf ho\u1ea1ch tr\u01b0\u1edbc \u0111\u1ec3 duy tr\u00ec s\u1ef1 li\u00ean t\u1ee5c c\u1ee7a b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i v\u00e0 tr\u00e1nh kho\u1ea3ng tr\u1ed1ng trong h\u1ed3 s\u01a1. Trong th\u1ef1c t\u1ebf, c\u1ea7n ki\u1ec3m tra ng\u00e0y h\u1ebft h\u1ea1n b\u1ea3o hi\u1ec3m, ph\u1ea1m vi b\u1ea3o hi\u1ec3m, \u0111i\u1ec1u ki\u1ec7n gia h\u1ea1n v\u00e0 th\u1eddi h\u1ea1n thanh to\u00e1n ph\u00ed b\u1ea3o hi\u1ec3m. Trong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang t\u00f4i gi\u1ea3i th\u00edch c\u00e1ch gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf cho th\u1ecb th\u1ef1c, s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa vi\u1ec7c gia h\u1ea1n v\u00e0 mua h\u1ee3p \u0111\u1ed3ng m\u1edbi, c\u0169ng nh\u01b0 nh\u1eefng vi\u1ec7c c\u1ea7n l\u00e0m tr\u01b0\u1edbc khi h\u1ee3p \u0111\u1ed3ng h\u1ebft h\u1ea1n \u0111\u1ec3 tr\u00e1nh g\u1eb7p ph\u1ea3i c\u00e1c v\u1ea5n \u0111\u1ec1 v\u1ec1 th\u1ee7 t\u1ee5c.<\/p>\n<\/div>\n<nav class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\" aria-label=\"M\u1ee5c l\u1ee5c\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">M\u1ee5c l\u1ee5c<\/h4>\n<ol>\n<li><a href=\"#czym-jest-przedluzenie-polisy\">Gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf l\u00e0 g\u00ec?<\/a><\/li>\n<li><a href=\"#kiedy-zaczac-procedure\">Khi n\u00e0o n\u00ean b\u1eaft \u0111\u1ea7u th\u1ee7 t\u1ee5c gia h\u1ea1n?<\/a><\/li>\n<li><a href=\"#jak-przedluzyc-krok-po-kroku\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u1eebng b\u01b0\u1edbc m\u1ed9t?<\/a><\/li>\n<li><a href=\"#na-co-uwazac-przy-odnowieniu\">C\u1ea7n l\u01b0u \u00fd nh\u1eefng g\u00ec khi c\u1ea3i t\u1ea1o?<\/a><\/li>\n<li><a href=\"#faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><\/li>\n<li><a href=\"#podsumowanie\">T\u00f3m t\u1eaft<\/a><\/li>\n<\/ol>\n<\/div>\n<\/div>\n<\/nav>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"czym-jest-przedluzenie-polisy\" class=\"kt-adv-heading\">Gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf l\u00e0 g\u00ec?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Vi\u1ec7c gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m th\u1ecb th\u1ef1c l\u00e0 vi\u1ec7c ti\u1ebfp t\u1ee5c b\u1ea3o hi\u1ec3m cho giai \u0111o\u1ea1n ti\u1ebfp theo, nh\u1eb1m \u0111\u1ea3m b\u1ea3o ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i v\u1eabn duy tr\u00ec b\u1ea3o hi\u1ec3m y t\u1ebf h\u1ee3p l\u1ec7 c\u1ea7n thi\u1ebft cho vi\u1ec7c l\u01b0u tr\u00fa, th\u1ecb th\u1ef1c ho\u1eb7c c\u00e1c th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh kh\u00e1c. Trong nhi\u1ec1u \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m chung, c\u00f3 quy \u0111\u1ecbnh r\u1eb1ng h\u1ee3p \u0111\u1ed3ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c gia h\u1ea1n sang n\u0103m ti\u1ebfp theo v\u1edbi c\u00e1c \u0111i\u1ec1u ki\u1ec7n t\u01b0\u01a1ng t\u1ef1 ho\u1eb7c thay \u0111\u1ed5i, n\u1ebfu c\u00e1c b\u00ean kh\u00f4ng t\u1eeb ch\u1ed1i gia h\u1ea1n tr\u01b0\u1edbc \u0111\u00f3.<\/p>\n<p>T\u1eeb g\u00f3c \u0111\u1ed9 th\u1ef1c ti\u1ec5n, \u0111i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0 t\u00ednh li\u00ean t\u1ee5c c\u1ee7a b\u1ea3o hi\u1ec3m. \u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 kh\u00f4ng c\u00f3 kho\u1ea3ng tr\u1ed1ng gi\u1eefa th\u1eddi \u0111i\u1ec3m h\u1ebft h\u1ea1n c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m hi\u1ec7n t\u1ea1i v\u00e0 th\u1eddi \u0111i\u1ec3m b\u1eaft \u0111\u1ea7u c\u1ee7a h\u1ee3p \u0111\u1ed3ng m\u1edbi ho\u1eb7c h\u1ee3p \u0111\u1ed3ng \u0111\u01b0\u1ee3c gia h\u1ea1n. T\u00ednh li\u00ean t\u1ee5c trong b\u1ea3o hi\u1ec3m c\u1ee7a ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i kh\u00f4ng ch\u1ec9 c\u00f3 \u00fd ngh\u0129a v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh m\u00e0 c\u00f2n v\u1ec1 m\u1eb7t th\u1ee7 t\u1ee5c. C\u01a1 quan ch\u1ee9c n\u0103ng c\u00f3 th\u1ec3 y\u00eau c\u1ea7u t\u00e0i li\u1ec7u x\u00e1c nh\u1eadn b\u1ea3o hi\u1ec3m ph\u1ea3i bao ph\u1ee7 to\u00e0n b\u1ed9 th\u1eddi gian l\u01b0u tr\u00fa theo quy \u0111\u1ecbnh.<\/p>\n<p>C\u1ea7n ph\u00e2n bi\u1ec7t r\u00f5 gi\u1eefa vi\u1ec7c gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m du l\u1ecbch v\u00e0 vi\u1ec7c mua m\u1ed9t h\u1ee3p \u0111\u1ed3ng ho\u00e0n to\u00e0n m\u1edbi. Vi\u1ec7c gia h\u1ea1n th\u01b0\u1eddng gi\u00fap \u0111\u01a1n gi\u1ea3n h\u00f3a quy tr\u00ecnh, v\u00e0 \u0111\u1ed1i v\u1edbi m\u1ed9t s\u1ed1 s\u1ea3n ph\u1ea9m, \u0111i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 \u0111\u1ed3ng ngh\u0129a v\u1edbi c\u00e1c \u0111i\u1ec1u kho\u1ea3n linh ho\u1ea1t h\u01a1n so v\u1edbi khi k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng m\u1edbi. \u0110\u1ec3 so s\u00e1nh c\u00e1c ph\u1ea1m vi b\u1ea3o hi\u1ec3m, b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o h\u01b0\u1edbng d\u1eabn v\u1ec1 <a href=\"https:\/\/ubezpieczenie-cudzoziemca.pl\/vi\/huong-dan\/cac-loai-va-so-sanh-cac-chinh-sach-bao-hiem\/\">c\u00e1c lo\u1ea1i v\u00e0 so s\u00e1nh c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/a>.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">\u0110\u1eebng ch\u1edd \u0111\u1ebfn ng\u00e0y cu\u1ed1i c\u00f9ng c\u1ee7a th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m. Nhi\u1ec1u c\u00f4ng ty b\u1ea3o hi\u1ec3m quy \u0111\u1ecbnh th\u1eddi h\u1ea1n \u0111\u1ec3 th\u00f4ng b\u00e1o v\u1ec1 c\u00e1c thay \u0111\u1ed5i ho\u1eb7c t\u1eeb ch\u1ed1i gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng s\u1edbm nh\u1ea5t l\u00e0 30 ng\u00e0y tr\u01b0\u1edbc ng\u00e0y \u0111\u00e1o h\u1ea1n h\u1ee3p \u0111\u1ed3ng.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"kiedy-zaczac-procedure\" class=\"kt-adv-heading\">Khi n\u00e0o n\u00ean b\u1eaft \u0111\u1ea7u th\u1ee7 t\u1ee5c gia h\u1ea1n?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>C\u00e1ch an to\u00e0n nh\u1ea5t l\u00e0 b\u1eaft \u0111\u1ea7u th\u1ee7 t\u1ee5c n\u00e0y t\u1eeb 2 \u0111\u1ebfn 4 tu\u1ea7n tr\u01b0\u1edbc khi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m hi\u1ec7n t\u1ea1i h\u1ebft h\u1ea1n. \u0110i\u1ec1u n\u00e0y gi\u00fap b\u1ea1n c\u00f3 \u0111\u1ee7 th\u1eddi gian \u0111\u1ec3 ki\u1ec3m tra c\u00e1c t\u00e0i li\u1ec7u, so s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m, thanh to\u00e1n ph\u00ed b\u1ea3o hi\u1ec3m v\u00e0 nh\u1eadn gi\u1ea5y x\u00e1c nh\u1eadn b\u1ea3o hi\u1ec3m m\u1edbi. Trong m\u1ed9t s\u1ed1 \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung (OWU), c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd g\u1eedi \u0111\u1ec1 xu\u1ea5t gia h\u1ea1n ho\u1eb7c thay \u0111\u1ed5i \u0111i\u1ec1u ki\u1ec7n kho\u1ea3ng 30 ng\u00e0y tr\u01b0\u1edbc khi h\u1ebft h\u1ea1n b\u1ea3o hi\u1ec3m, v\u00e0 kh\u00e1ch h\u00e0ng c\u00f3 th\u1eddi h\u1ea1n nh\u1ea5t \u0111\u1ecbnh \u0111\u1ec3 ch\u1ea5p nh\u1eadn v\u00e0 thanh to\u00e1n.<\/p>\n<p>N\u1ebfu b\u1ea1n \u0111ang b\u0103n kho\u0103n kh\u00f4ng bi\u1ebft n\u00ean l\u00e0m g\u00ec tr\u01b0\u1edbc khi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m h\u1ebft h\u1ea1n, h\u00e3y b\u1eaft \u0111\u1ea7u b\u1eb1ng vi\u1ec7c ki\u1ec3m tra ng\u00e0y h\u1ebft h\u1ea1n tr\u00ean gi\u1ea5y ch\u1ee9ng nh\u1eadn ho\u1eb7c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Sau \u0111\u00f3, h\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u1eabn \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u li\u00ean quan \u0111\u1ebfn m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa c\u1ee7a b\u1ea1n. Ng\u01b0\u1eddi \u0111\u1ebfn l\u00e0m vi\u1ec7c s\u1ebd c\u00f3 nhu c\u1ea7u kh\u00e1c v\u1edbi sinh vi\u00ean, v\u00e0 ng\u01b0\u1eddi cao tu\u1ed5i l\u1ea1i c\u00f3 nhu c\u1ea7u kh\u00e1c n\u1eefa. Tr\u00ean trang web, b\u1ea1n c\u0169ng s\u1ebd t\u00ecm th\u1ea5y t\u00e0i li\u1ec7u v\u1ec1 <a href=\"https:\/\/ubezpieczenie-cudzoziemca.pl\/vi\/huong-dan\/bao-hiem-va-muc-dich-luu-tru\/\">b\u1ea3o hi\u1ec3m v\u00e0 m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa<\/a>, gi\u00fap b\u1ea1n l\u1ef1a ch\u1ecdn m\u1ee9c b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi t\u1eebng t\u00ecnh hu\u1ed1ng.<\/p>\n<p>Kh\u00f4ng n\u00ean tr\u00ec ho\u00e3n quy\u1ebft \u0111\u1ecbnh, v\u00ec vi\u1ec7c gi\u00e1n \u0111o\u1ea1n b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn nh\u1eefng r\u1eafc r\u1ed1i khi n\u1ed9p h\u1ed3 s\u01a1 ho\u1eb7c r\u1ee7i ro ph\u1ea3i t\u1ef1 chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb. Ngo\u00e0i ra, m\u1ed9t s\u1ed1 s\u1ea3n ph\u1ea9m quy \u0111\u1ecbnh r\u1eb1ng khi gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng, th\u1eddi gian ch\u1edd s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng n\u1ebfu b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c duy tr\u00ec li\u00ean t\u1ee5c. \u0110\u00e2y l\u00e0 m\u1ed9t l\u00fd do n\u1eefa \u0111\u1ec3 b\u1ea1n n\u00ean h\u00e0nh \u0111\u1ed9ng s\u1edbm.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jak-przedluzyc-krok-po-kroku\" class=\"kt-adv-heading\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u1eebng b\u01b0\u1edbc m\u1ed9t?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>N\u1ebfu b\u1ea1n mu\u1ed1n bi\u1ebft c\u00e1ch gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf \u0111\u1ec3 gia h\u1ea1n th\u1ecb th\u1ef1c, h\u00e3y th\u1ef1c hi\u1ec7n theo quy tr\u00ecnh \u0111\u01a1n gi\u1ea3n sau. Tr\u01b0\u1edbc ti\u00ean, h\u00e3y chu\u1ea9n b\u1ecb s\u1eb5n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m hi\u1ec7n t\u1ea1i, th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u00e0 gi\u1ea5y t\u1edd t\u00f9y th\u00e2n. Sau \u0111\u00f3, h\u00e3y ki\u1ec3m tra xem c\u00f3 th\u1ec3 gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng hi\u1ec7n t\u1ea1i hay n\u00ean mua m\u1ed9t h\u1ee3p \u0111\u1ed3ng m\u1edbi ph\u00f9 h\u1ee3p v\u1edbi t\u00ecnh tr\u1ea1ng c\u01b0 tr\u00fa hi\u1ec7n t\u1ea1i c\u1ee7a b\u1ea1n.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>B\u01b0\u1edbc 1:<\/strong> H\u00e3y ki\u1ec3m tra ng\u00e0y h\u1ebft h\u1ea1n b\u1ea3o hi\u1ec3m v\u00e0 s\u1ed1 h\u1ee3p \u0111\u1ed3ng hi\u1ec7n t\u1ea1i.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>B\u01b0\u1edbc 2:<\/strong> H\u00e3y ki\u1ec3m tra ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u1ea7n thi\u1ebft v\u00e0 m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>B\u01b0\u1edbc 3:<\/strong> Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m ho\u1eb7c \u0111\u1ea1i l\u00fd \u0111\u1ec3 bi\u1ebft th\u00eam th\u00f4ng tin v\u1ec1 vi\u1ec7c gia h\u1ea1n.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>B\u01b0\u1edbc 4:<\/strong> H\u00e3y ki\u1ec3m tra xem c\u00e1c \u0111i\u1ec1u ki\u1ec7n v\u00e0 m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m cho k\u1ef3 m\u1edbi c\u00f3 thay \u0111\u1ed5i hay kh\u00f4ng.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>B\u01b0\u1edbc 5:<\/strong> H\u00e3y thanh to\u00e1n ph\u00ed b\u1ea3o hi\u1ec3m \u0111\u00fang h\u1ea1n v\u00e0 nh\u1eadn h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ho\u1eb7c gi\u1ea5y ch\u1ee9ng nh\u1eadn m\u1edbi.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>B\u01b0\u1edbc 6:<\/strong> H\u00e3y l\u01b0u gi\u1eef t\u00e0i li\u1ec7u PDF v\u00e0 bi\u00ean lai thanh to\u00e1n \u0111\u1ec3 l\u00e0m th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh.<\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Tr\u00ean th\u1ef1c t\u1ebf, vi\u1ec7c gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u1ec3 xin th\u1ecb th\u1ef1c th\u01b0\u1eddng \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n tr\u1ef1c tuy\u1ebfn. Sau khi x\u00e1c nh\u1eadn th\u00f4ng tin v\u00e0 thanh to\u00e1n ph\u00ed b\u1ea3o hi\u1ec3m, b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m qua \u0111\u01b0\u1eddng \u0111i\u1ec7n t\u1eed. N\u1ebfu t\u00ecnh h\u00ecnh l\u01b0u tr\u00fa c\u1ee7a b\u1ea1n \u0111\u00e3 c\u00f3 thay \u0111\u1ed5i so v\u1edbi tr\u01b0\u1edbc \u0111\u00e2y, b\u1ea1n n\u00ean tham kh\u1ea3o th\u00eam h\u01b0\u1edbng d\u1eabn <a href=\"https:\/\/ubezpieczenie-cudzoziemca.pl\/vi\/huong-dan\/thu-tuc-va-ho-so\/thay-doi-chinh-sach-truoc-khi-nhap-canh-huong-dan-tung-buoc\/\">thay \u0111\u1ed5i ch\u00ednh s\u00e1ch tr\u01b0\u1edbc khi nh\u1eadp c\u1ea3nh<\/a>, b\u1edfi v\u00ec c\u00e1c quy t\u1eafc t\u01b0\u01a1ng t\u1ef1 c\u0169ng \u00e1p d\u1ee5ng cho vi\u1ec7c c\u1eadp nh\u1eadt d\u1eef li\u1ec7u v\u00e0 ph\u1ea1m vi.<\/p>\n<p>Tr\u01b0\u1edbc khi mua, h\u00e3y \u0111\u1ecdc k\u1ef9 \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m. T\u1ea1i \u0111\u00f3 c\u00f3 th\u00f4ng tin v\u1ec1 th\u1eddi \u0111i\u1ec3m b\u1eaft \u0111\u1ea7u hi\u1ec7u l\u1ef1c b\u1ea3o hi\u1ec3m, c\u00e1c tr\u01b0\u1eddng h\u1ee3p mi\u1ec5n tr\u1eeb tr\u00e1ch nhi\u1ec7m, quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng c\u0169ng nh\u01b0 th\u1eddi h\u1ea1n th\u00f4ng b\u00e1o t\u1eeb ch\u1ed1i gia h\u1ea1n. Vi\u1ec7c thanh to\u00e1n c\u0169ng r\u1ea5t quan tr\u1ecdng, v\u00ec \u0111\u1ed1i v\u1edbi nhi\u1ec1u s\u1ea3n ph\u1ea9m, hi\u1ec7u l\u1ef1c b\u1ea3o hi\u1ec3m ch\u1ec9 b\u1eaft \u0111\u1ea7u t\u1eeb ng\u00e0y ghi trong h\u1ee3p \u0111\u1ed3ng, nh\u01b0ng kh\u00f4ng s\u1edbm h\u01a1n th\u1eddi \u0111i\u1ec3m \u0111\u00e3 thanh to\u00e1n ph\u00ed b\u1ea3o hi\u1ec3m ho\u1eb7c kho\u1ea3n tr\u1ea3 g\u00f3p \u0111\u1ea7u ti\u00ean.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 Quan tr\u1ecdng<\/h4>\n<p class=\"kt-blocks-info-box-text\">Vi\u1ec7c gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 mua h\u1ee3p \u0111\u1ed3ng m\u1edbi kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng gi\u1ed1ng nhau. N\u1ebfu b\u1ea1n mu\u1ed1n duy tr\u00ec s\u1ef1 li\u00ean t\u1ee5c c\u1ee7a b\u1ea3o hi\u1ec3m, ng\u00e0y b\u1eaft \u0111\u1ea7u c\u1ee7a k\u1ef3 b\u1ea3o hi\u1ec3m m\u1edbi n\u00ean ngay sau khi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc \u0111\u00f3 k\u1ebft th\u00fac.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"na-co-uwazac-przy-odnowieniu\" class=\"kt-adv-heading\">C\u1ea7n l\u01b0u \u00fd nh\u1eefng g\u00ec khi c\u1ea3i t\u1ea1o?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Sai l\u1ea7m ph\u1ed5 bi\u1ebfn nh\u1ea5t l\u00e0 ch\u1ec9 t\u1eadp trung v\u00e0o gi\u00e1 c\u1ea3. T\u1ea5t nhi\u00ean, m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m l\u00e0 quan tr\u1ecdng, nh\u01b0ng tr\u00ean h\u1ebft, h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u v\u1ec1 m\u1eb7t th\u1ee7 t\u1ee5c v\u00e0 nhu c\u1ea7u y t\u1ebf th\u1ef1c t\u1ebf. B\u1ea1n c\u1ea7n ki\u1ec3m tra m\u1ee9c b\u1ea3o hi\u1ec3m, ph\u1ea1m vi chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, c\u00e1c d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 (n\u1ebfu c\u00f3) v\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m. B\u1ea1n c\u0169ng n\u00ean so s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m v\u1edbi th\u00f4ng tin v\u1ec1 <a href=\"https:\/\/ubezpieczenie-cudzoziemca.pl\/vi\/bao-hiem-re-nhat-cho-nguoi-nuoc-ngoai-de-xin-visa-va-the-cu-tru-truc-tuyen\/\">\u0110\u0103ng k\u00fd b\u1ea3o hi\u1ec3m tr\u1ef1c tuy\u1ebfn cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>.<\/p>\n<p>R\u1ee7i ro th\u1ee9 hai l\u00e0 s\u1ef1 gi\u00e1n \u0111o\u1ea1n trong th\u1eddi gian b\u1ea3o hi\u1ec3m. Ngay c\u1ea3 m\u1ed9t ng\u00e0y gi\u00e1n \u0111o\u1ea1n c\u0169ng c\u00f3 th\u1ec3 g\u00e2y ph\u1ee9c t\u1ea1p cho c\u00e1c th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh v\u00e0 khi\u1ebfn b\u1ea1n ph\u1ea3i ch\u1ecbu chi ph\u00ed y t\u1ebf. Trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU), c\u00f3 quy \u0111\u1ecbnh r\u1eb1ng khi gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng, th\u1eddi gian ch\u1edd s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng n\u1ebfu b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c duy tr\u00ec li\u00ean t\u1ee5c. \u0110\u00e2y l\u00e0 m\u1ed9t l\u1ee3i \u00edch quan tr\u1ecdng \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng \u0111\u00fang h\u1ea1n.<\/p>\n<p>V\u1ea5n \u0111\u1ec1 th\u1ee9 ba li\u00ean quan \u0111\u1ebfn vi\u1ec7c thay \u0111\u1ed5i c\u00e1c \u0111i\u1ec1u kho\u1ea3n. C\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 \u0111\u1ec1 xu\u1ea5t m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m m\u1edbi ho\u1eb7c ph\u1ea1m vi b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh cho k\u1ef3 ti\u1ebfp theo. Do \u0111\u00f3, b\u1ea1n c\u1ea7n \u0111\u1ecdc k\u1ef9 \u0111\u1ec1 xu\u1ea5t gia h\u1ea1n v\u00e0 ki\u1ec3m tra xem vi\u1ec7c ch\u1ea5p nh\u1eadn c\u00f3 y\u00eau c\u1ea7u x\u00e1c nh\u1eadn b\u1ed5 sung hay kh\u00f4ng. N\u1ebfu c\u00f3 th\u1eafc m\u1eafc, b\u1ea1n n\u00ean tham kh\u1ea3o m\u1ee5c <a href=\"https:\/\/ubezpieczenie-cudzoziemca.pl\/vi\/huong-dan\/thu-tuc-va-ho-so\/\">th\u1ee7 t\u1ee5c v\u00e0 h\u1ed3 s\u01a1<\/a>, n\u01a1i vi\u1ec7c ho\u00e0n t\u1ea5t c\u00e1c th\u1ee7 t\u1ee5c s\u1ebd d\u1ec5 d\u00e0ng h\u01a1n.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"faq\" class=\"kt-adv-heading\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<h3>L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 gia h\u1ea1n b\u1ea3o hi\u1ec3m y t\u1ebf cho th\u1ecb th\u1ef1c m\u00e0 kh\u00f4ng b\u1ecb gi\u00e1n \u0111o\u1ea1n?<\/h3>\n<p>\u0110\u1ec3 duy tr\u00ec t\u00ednh li\u00ean t\u1ee5c c\u1ee7a b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, c\u1ea7n gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng tr\u01b0\u1edbc ng\u00e0y h\u1ebft h\u1ea1n c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m hi\u1ec7n t\u1ea1i. T\u1ed1t nh\u1ea5t l\u00e0 n\u00ean th\u1ef1c hi\u1ec7n vi\u1ec7c n\u00e0y \u00edt nh\u1ea5t v\u00e0i tu\u1ea7n tr\u01b0\u1edbc \u0111\u00f3, thanh to\u00e1n ph\u00ed b\u1ea3o hi\u1ec3m \u0111\u00fang h\u1ea1n v\u00e0 ki\u1ec3m tra xem th\u1eddi h\u1ea1n m\u1edbi c\u00f3 b\u1eaft \u0111\u1ea7u ngay sau khi th\u1eddi h\u1ea1n c\u0169 k\u1ebft th\u00fac hay kh\u00f4ng.<\/p>\n<h3>Vi\u1ec7c gia h\u1ea1n th\u1ecb th\u1ef1c c\u00f3 lu\u00f4n \u0111i k\u00e8m v\u1edbi c\u00e1c \u0111i\u1ec1u ki\u1ec7n nh\u01b0 c\u0169 kh\u00f4ng?<\/h3>\n<p>Kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng v\u1eady. M\u1ed9t s\u1ed1 c\u00f4ng ty b\u1ea3o hi\u1ec3m gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng v\u1edbi c\u00e1c \u0111i\u1ec1u ki\u1ec7n nh\u01b0 c\u0169, nh\u01b0ng c\u0169ng c\u00f3 th\u1ec3 \u0111\u1ec1 xu\u1ea5t thay \u0111\u1ed5i m\u1ee9c ph\u00ed, ph\u1ea1m vi b\u1ea3o hi\u1ec3m ho\u1eb7c c\u00e1c \u0111i\u1ec1u kho\u1ea3n kh\u00e1c. Do \u0111\u00f3, tr\u01b0\u1edbc khi ch\u1ea5p nh\u1eadn, b\u1ea1n c\u1ea7n \u0111\u1ecdc k\u1ef9 \u0111\u1ec1 ngh\u1ecb m\u1edbi v\u00e0 \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU).<\/p>\n<h3>N\u1ebfu t\u00f4i \u0111ang c\u00f3 v\u1ee5 vi\u1ec7c \u0111ang gi\u1ea3i quy\u1ebft t\u1ea1i c\u01a1 quan ch\u1ee9c n\u0103ng, th\u00ec n\u00ean l\u00e0m g\u00ec tr\u01b0\u1edbc khi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m h\u1ebft h\u1ea1n?<\/h3>\n<p>Tr\u01b0\u1edbc h\u1ebft, h\u00e3y t\u1ea3i xu\u1ed1ng gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m m\u1edbi v\u00e0 gi\u1eef l\u1ea1i bi\u00ean lai thanh to\u00e1n. \u0110\u1ed3ng th\u1eddi, h\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m bao g\u1ed3m to\u00e0n b\u1ed9 th\u1eddi gian l\u01b0u tr\u00fa ho\u1eb7c th\u1eddi gian th\u1ef1c hi\u1ec7n c\u00e1c th\u1ee7 t\u1ee5c theo y\u00eau c\u1ea7u. H\u01b0\u1edbng d\u1eabn v\u1ec1 <a href=\"https:\/\/ubezpieczenie-cudzoziemca.pl\/vi\/huong-dan\/yeu-cau-va-quy-dinh\/\">c\u00e1c y\u00eau c\u1ea7u v\u00e0 quy \u0111\u1ecbnh<\/a>.<\/p>\n<h3>C\u00f3 th\u1ec3 gia h\u1ea1n b\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c tr\u1ef1c tuy\u1ebfn kh\u00f4ng?<\/h3>\n<p>\u0110\u00fang v\u1eady, trong nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p, vi\u1ec7c gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n ho\u00e0n to\u00e0n tr\u1ef1c tuy\u1ebfn. Sau khi x\u00e1c minh th\u00f4ng tin v\u00e0 thanh to\u00e1n ph\u00ed b\u1ea3o hi\u1ec3m, c\u00f4ng ty b\u1ea3o hi\u1ec3m ho\u1eb7c \u0111\u1ea1i l\u00fd s\u1ebd g\u1eedi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ho\u1eb7c gi\u1ea5y ch\u1ee9ng nh\u1eadn d\u01b0\u1edbi d\u1ea1ng \u0111i\u1ec7n t\u1eed.<\/p>\n<h3>C\u1ea7n nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o \u0111\u1ec3 gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m?<\/h3>\n<p>Th\u00f4ng th\u01b0\u1eddng, c\u1ea7n cung c\u1ea5p th\u00f4ng tin c\u00e1 nh\u00e2n c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m hi\u1ec7n t\u1ea1i, gi\u1ea5y t\u1edd t\u00f9y th\u00e2n v\u00e0 th\u00f4ng tin v\u1ec1 th\u1eddi gian l\u01b0u tr\u00fa. T\u00f9y thu\u1ed9c v\u00e0o s\u1ea3n ph\u1ea9m, c\u00f3 th\u1ec3 c\u1ea7n cung c\u1ea5p th\u00eam th\u00f4ng tin v\u1ec1 m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa ho\u1eb7c l\u1ecbch s\u1eed b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc \u0111\u00f3.<\/p>\n<h3>H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u1edbi v\u00e0 vi\u1ec7c gia h\u1ea1n c\u00f3 ph\u1ea3i l\u00e0 m\u1ed9t kh\u00f4ng?<\/h3>\n<p>Kh\u00f4ng. Vi\u1ec7c gia h\u1ea1n c\u00f3 ngh\u0129a l\u00e0 duy tr\u00ec t\u00ednh li\u00ean t\u1ee5c trong giai \u0111o\u1ea1n b\u1ea3o hi\u1ec3m ti\u1ebfp theo, c\u00f2n h\u1ee3p \u0111\u1ed3ng m\u1edbi l\u00e0 vi\u1ec7c k\u00fd k\u1ebft m\u1ed9t th\u1ecfa thu\u1eadn ri\u00eang bi\u1ec7t. \u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, s\u1ef1 kh\u00e1c bi\u1ec7t n\u00e0y r\u1ea5t quan tr\u1ecdng, v\u00ec t\u00ednh li\u00ean t\u1ee5c c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn vi\u1ec7c kh\u00f4ng c\u00f3 kho\u1ea3ng tr\u1ed1ng trong h\u1ed3 s\u01a1 v\u00e0 c\u00e1c quy \u0111\u1ecbnh v\u1ec1 th\u1eddi gian ch\u1edd.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"podsumowanie\" class=\"kt-adv-heading\">T\u00f3m t\u1eaft<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>N\u1ebfu b\u1ea1n mu\u1ed1n bi\u1ebft c\u00e1ch gia h\u1ea1n b\u1ea3o hi\u1ec3m y t\u1ebf cho th\u1ecb th\u1ef1c, h\u00e3y ghi nh\u1edb b\u1ed1n nguy\u00ean t\u1eafc sau: ki\u1ec3m tra ng\u00e0y h\u1ebft h\u1ea1n b\u1ea3o hi\u1ec3m, b\u1eaft \u0111\u1ea7u th\u1ee7 t\u1ee5c s\u1edbm, so s\u00e1nh c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a k\u1ef3 h\u1ea1n m\u1edbi v\u00e0 \u0111\u1ea3m b\u1ea3o t\u00ednh li\u00ean t\u1ee5c c\u1ee7a b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i. Vi\u1ec7c gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m th\u1ecb th\u1ef1c kh\u00f4ng n\u00ean \u0111\u1ec3 \u0111\u1ebfn ph\u00fat ch\u00f3t, v\u00ec c\u1ea3 th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c c\u1ee7a gi\u1ea5y t\u1edd l\u1eabn s\u1ef1 b\u1ea3o v\u1ec7 y t\u1ebf th\u1ef1c t\u1ebf \u0111\u1ec1u r\u1ea5t quan tr\u1ecdng. N\u1ebfu h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n s\u1eafp h\u1ebft h\u1ea1n, h\u00e3y chu\u1ea9n b\u1ecb th\u00f4ng tin, ki\u1ec3m tra ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u00e0 ch\u1ecdn gi\u1ea3i ph\u00e1p cho ph\u00e9p b\u1ea1n ti\u1ebfp t\u1ee5c l\u01b0u tr\u00fa t\u1ea1i Ba Lan m\u1ed9t c\u00e1ch an to\u00e0n.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m th\u1ecb th\u1ef1c l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m y t\u1ebf b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi nhi\u1ec1u th\u1ee7 t\u1ee5c c\u01b0 tr\u00fa v\u00e0 xin th\u1ecb th\u1ef1c c\u1ee7a ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan. N\u1ebfu th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m s\u1eafp h\u1ebft, vi\u1ec7c gia h\u1ea1n\u2026<\/p>","protected":false},"author":2,"featured_media":3844,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[43],"tags":[49,54,46,65,56],"class_list":["post-3845","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-procedura-i-dokumentacja","tag-owu","tag-polisa-zdrowotna","tag-ubezpieczenie-do-wizy","tag-zakres-ochrony","tag-zmiana-polisy"],"acf":[],"yoast_head":"<!-- This site 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