{"id":3854,"date":"2026-06-17T15:01:38","date_gmt":"2026-06-17T13:01:38","guid":{"rendered":"https:\/\/ubezpieczenie-cudzoziemca.pl\/nieskategoryzowane\/ubezpieczenie-dla-seniora-na-wize-jakie-wybrac\/"},"modified":"2026-09-29T20:29:20","modified_gmt":"2026-09-29T18:29:20","slug":"nen-chon-loai-bao-hiem-nao-cho-nguoi-cao-tuoi-khi-xin-thi-thuc","status":"publish","type":"post","link":"https:\/\/ubezpieczenie-cudzoziemca.pl\/vi\/poradnik\/rodzaje-i-porownanie-polis\/ubezpieczenie-dla-seniora-na-wize-jakie-wybrac\/","title":{"rendered":"B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi cao tu\u1ed5i khi xin th\u1ecb th\u1ef1c \u2013 n\u00ean ch\u1ecdn lo\u1ea1i n\u00e0o?"},"content":{"rendered":"<div class=\"wp-block-kadence-advancedtext\">\n<p><strong>B\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi cao tu\u1ed5i<\/strong> \u0110\u00e2y l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf \u0111\u01b0\u1ee3c mua cho ng\u01b0\u1eddi cao tu\u1ed5i \u0111ang xin th\u1ecb th\u1ef1c ho\u1eb7c c\u01b0 tr\u00fa t\u1ea1i Ba Lan. H\u1ee3p \u0111\u1ed3ng n\u00e0y c\u1ea7n \u0111\u1ea3m b\u1ea3o chi tr\u1ea3 th\u1ef1c t\u1ebf c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, nh\u1eadp vi\u1ec7n v\u00e0 ch\u0103m s\u00f3c ngo\u1ea1i tr\u00fa, \u0111\u1ed3ng th\u1eddi ph\u1ea3i \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh c\u1ee7a c\u01a1 quan ch\u1ee9c n\u0103ng ho\u1eb7c l\u00e3nh s\u1ef1 qu\u00e1n. Tr\u00ean th\u1ef1c t\u1ebf, vi\u1ec7c mua b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi cao tu\u1ed5i \u0111\u1ec3 xin th\u1ecb th\u1ef1c \u0111\u00f2i h\u1ecfi s\u1ef1 ph\u00e2n t\u00edch k\u1ef9 l\u01b0\u1ee1ng h\u01a1n so v\u1edbi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ti\u00eau chu\u1ea9n, b\u1edfi v\u00ec \u0111\u1ed9 tu\u1ed5i \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn gi\u00e1 c\u1ea3, s\u1ef1 s\u1eb5n c\u00f3 c\u1ee7a c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m v\u00e0 ph\u1ea1m vi c\u00e1c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb. Trong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang t\u00f4i s\u1ebd gi\u1ea3i th\u00edch lo\u1ea1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m n\u00e0o s\u1ebd an to\u00e0n nh\u1ea5t cho ng\u01b0\u1eddi h\u01b0u tr\u00ed, nh\u1eefng \u0111i\u1ec3m c\u1ea7n l\u01b0u \u00fd trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU), c\u0169ng nh\u01b0 c\u00e1ch so s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi cao tu\u1ed5i m\u00e0 kh\u00f4ng lo mua ph\u1ea3i g\u00f3i b\u1ea3o hi\u1ec3m c\u00f3 m\u1ee9c b\u1ea3o hi\u1ec3m qu\u00e1 th\u1ea5p.<\/p>\n<\/div>\n<nav class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\" aria-label=\"M\u1ee5c l\u1ee5c\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">M\u1ee5c l\u1ee5c<\/h4>\n<ol>\n<li><a href=\"#czym-jest-ubezpieczenie-seniora\">B\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi cao tu\u1ed5i khi xin th\u1ecb th\u1ef1c l\u00e0 g\u00ec?<\/a><\/li>\n<li><a href=\"#jakie-elementy-polisy-sa-kluczowe\">Nh\u1eefng y\u1ebfu t\u1ed1 n\u00e0o trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m l\u00e0 quan tr\u1ecdng nh\u1ea5t?<\/a><\/li>\n<li><a href=\"#jak-porownac-oferty-dla-seniorow\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 so s\u00e1nh c\u00e1c g\u00f3i d\u1ecbch v\u1ee5 d\u00e0nh cho ng\u01b0\u1eddi cao tu\u1ed5i?<\/a><\/li>\n<li><a href=\"#na-co-uwazac-przed-zakupem\">C\u1ea7n l\u01b0u \u00fd \u0111i\u1ec1u g\u00ec tr\u01b0\u1edbc khi mua?<\/a><\/li>\n<li><a href=\"#faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><\/li>\n<li><a href=\"#podsumowanie\">T\u00f3m t\u1eaft<\/a><\/li>\n<\/ol>\n<\/div>\n<\/div>\n<\/nav>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"czym-jest-ubezpieczenie-seniora\" class=\"kt-adv-heading\">B\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi cao tu\u1ed5i khi xin th\u1ecb th\u1ef1c l\u00e0 g\u00ec?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi cao tu\u1ed5i khi xin th\u1ecb th\u1ef1c l\u00e0 lo\u1ea1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i cao tu\u1ed5i, nh\u1eefng ng\u01b0\u1eddi c\u1ea7n c\u00f3 gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m y t\u1ebf khi n\u1ed9p \u0111\u01a1n xin th\u1ecb th\u1ef1c ho\u1eb7c gi\u1ea5y ph\u00e9p c\u01b0 tr\u00fa. Nhi\u1ec7m v\u1ee5 ch\u00ednh c\u1ee7a lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y l\u00e0 chi tr\u1ea3 c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb kh\u1ea9n c\u1ea5p, kh\u00e1m b\u1ec7nh, x\u00e9t nghi\u1ec7m, n\u1eb1m vi\u1ec7n v\u00e0 th\u01b0\u1eddng bao g\u1ed3m c\u1ea3 chi ph\u00ed v\u1eadn chuy\u1ec3n y t\u1ebf. Lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y kh\u00f4ng ch\u1ec9 c\u00f3 \u00fd ngh\u0129a v\u1ec1 m\u1eb7t th\u1ee7 t\u1ee5c m\u00e0 c\u00f2n mang t\u00ednh th\u1ef1c ti\u1ec5n, b\u1edfi v\u00ec chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan c\u00f3 th\u1ec3 r\u1ea5t cao.<\/p>\n<p>\u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi cao tu\u1ed5i, gi\u1edbi h\u1ea1n \u0111\u1ed9 tu\u1ed5i l\u00e0 y\u1ebfu t\u1ed1 \u0111\u1eb7c bi\u1ec7t quan tr\u1ecdng. Theo s\u1ed1 li\u1ec7u th\u1ecb tr\u01b0\u1eddng v\u00e0 \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU), m\u1ed9t s\u1ed1 s\u1ea3n ph\u1ea9m s\u1ebd ng\u1eebng cung c\u1ea5p khi ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m \u0111\u1ea1t 65, 69, 70, 74 ho\u1eb7c 75 tu\u1ed5i. Do \u0111\u00f3, b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi cao tu\u1ed5i l\u00e0 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i n\u00ean \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn d\u1ef1a tr\u00ean t\u1eebng tr\u01b0\u1eddng h\u1ee3p c\u1ee5 th\u1ec3, ch\u1ee9 kh\u00f4ng ch\u1ec9 d\u1ef1a v\u00e0o gi\u00e1 c\u1ea3. Vi\u1ec7c so s\u00e1nh c\u00e1c ph\u01b0\u01a1ng \u00e1n \u0111\u01b0\u1ee3c m\u00f4 t\u1ea3 tr\u00ean trang web c\u0169ng c\u00f3 th\u1ec3 h\u1eefu \u00edch. <a href=\"https:\/\/ubezpieczenie-cudzoziemca.pl\/vi\/bao-hiem-y-te-cho-nguoi-cao-tuoi\/\">B\u1ea3o hi\u1ec3m y t\u1ebf k\u00e8m theo th\u1ecb th\u1ef1c d\u00e0nh cho ng\u01b0\u1eddi cao tu\u1ed5i<\/a>, n\u01a1i c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng \u0111\u00e1nh gi\u00e1 c\u00e1c gi\u1ea3i ph\u00e1p hi\u1ec7n c\u00f3 d\u00e0nh cho ng\u01b0\u1eddi cao tu\u1ed5i.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">Khi mua b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi cao tu\u1ed5i, h\u00e3y lu\u00f4n ki\u1ec3m tra ba y\u1ebfu t\u1ed1 sau: gi\u1edbi h\u1ea1n \u0111\u1ed9 tu\u1ed5i, s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb li\u00ean quan \u0111\u1ebfn b\u1ec7nh m\u00e3n t\u00ednh. Ch\u00ednh nh\u1eefng y\u1ebfu t\u1ed1 n\u00e0y th\u01b0\u1eddng quy\u1ebft \u0111\u1ecbnh gi\u00e1 tr\u1ecb th\u1ef1c s\u1ef1 c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jakie-elementy-polisy-sa-kluczowe\" class=\"kt-adv-heading\">Nh\u1eefng y\u1ebfu t\u1ed1 n\u00e0o trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m l\u00e0 quan tr\u1ecdng nh\u1ea5t?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Y\u1ebfu t\u1ed1 quan tr\u1ecdng nh\u1ea5t l\u00e0 ph\u1ea1m vi \u0111i\u1ec1u tr\u1ecb. H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf d\u00e0nh cho ng\u01b0\u1eddi cao tu\u1ed5i n\u00ean bao g\u1ed3m c\u00e1c d\u1ecbch v\u1ee5 kh\u00e1m b\u1ec7nh, x\u00e9t nghi\u1ec7m ch\u1ea9n \u0111o\u00e1n, \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa, nh\u1eadp vi\u1ec7n v\u00e0 chi ph\u00ed cho c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p v\u1ec1 s\u1ee9c kh\u1ecfe. Trong m\u1ed9t s\u1ed1 g\u00f3i b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi ta c\u00f2n c\u00f3 th\u1ec3 t\u00ecm th\u1ea5y c\u00e1c d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3, \u0111\u01b0\u1eddng d\u00e2y n\u00f3ng h\u1ed7 tr\u1ee3 s\u1eafp x\u1ebfp \u0111i\u1ec1u tr\u1ecb, th\u0103m kh\u00e1m t\u1ea1i nh\u00e0 ho\u1eb7c t\u01b0 v\u1ea5n t\u1eeb xa. \u0110i\u1ec1u n\u00e0y r\u1ea5t quan tr\u1ecdng \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi cao tu\u1ed5i, nh\u1eefng ng\u01b0\u1eddi th\u01b0\u1eddng xuy\u00ean c\u1ea7n li\u00ean h\u1ec7 nhanh ch\u00f3ng v\u1edbi b\u00e1c s\u0129 n\u1ed9i khoa, b\u00e1c s\u0129 tim m\u1ea1ch ho\u1eb7c b\u00e1c s\u0129 chuy\u00ean khoa ti\u1ec3u \u0111\u01b0\u1eddng.<\/p>\n<p>Y\u1ebfu t\u1ed1 th\u1ee9 hai l\u00e0 ph\u01b0\u01a1ng th\u1ee9c gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng. \u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi cao tu\u1ed5i, g\u00f3i b\u1ea3o hi\u1ec3m c\u00f3 m\u1ea1ng l\u01b0\u1edbi c\u01a1 s\u1edf y t\u1ebf v\u00e0 quy tr\u00ecnh chi tr\u1ea3 qua t\u1ed5ng \u0111\u00e0i th\u01b0\u1eddng thu\u1eadn ti\u1ec7n h\u01a1n so v\u1edbi m\u00f4 h\u00ecnh ch\u1ec9 d\u1ef1a v\u00e0o vi\u1ec7c ho\u00e0n tr\u1ea3 chi ph\u00ed sau n\u00e0y. C\u0169ng n\u00ean ki\u1ec3m tra xem h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 quy \u0111\u1ecbnh m\u1ee9c \u0111\u1ed3ng chi tr\u1ea3 hay kh\u00f4ng. M\u1ed9t s\u1ed1 s\u1ea3n ph\u1ea9m c\u00f3 phi\u00ean b\u1ea3n kh\u00f4ng c\u00f3 m\u1ee9c \u0111\u1ed3ng chi tr\u1ea3 ho\u1eb7c c\u00f3 m\u1ee9c \u0111\u1ed3ng chi tr\u1ea3 \u1edf m\u1ee9c 20%, \u0111i\u1ec1u n\u00e0y \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cu\u1ed1i c\u00f9ng.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Gi\u1edbi h\u1ea1n \u0111\u1ed9 tu\u1ed5i:<\/strong> H\u00e3y ki\u1ec3m tra xem c\u00f3 th\u1ec3 k\u00fd h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u1ebfn \u0111\u1ed9 tu\u1ed5i n\u00e0o.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m:<\/strong> C\u00e0ng cao th\u00ec m\u1ee9c \u0111\u1ed9 an to\u00e0n trong \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa c\u00e0ng l\u1edbn.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>B\u1ec7nh m\u00e3n t\u00ednh:<\/strong> H\u00e3y ki\u1ec3m tra xem ch\u00fang c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 hay b\u1ecb lo\u1ea1i tr\u1eeb hay kh\u00f4ng.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>C\u00e1c c\u01a1 s\u1edf y t\u1ebf:<\/strong> H\u00e3y ki\u1ec3m tra xem c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 s\u1eafp x\u1ebfp vi\u1ec7c \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan hay kh\u00f4ng.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Gi\u1ea5y t\u1edd xin th\u1ecb th\u1ef1c:<\/strong> H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u v\u1ec1 m\u1eb7t h\u00ecnh th\u1ee9c \u0111\u1ed1i v\u1edbi m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa.<\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>N\u1ebfu b\u1ea1n mu\u1ed1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a khung chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, h\u00e3y tham kh\u1ea3o th\u00eam t\u00e0i li\u1ec7u n\u00e0y <a href=\"https:\/\/ubezpieczenie-cudzoziemca.pl\/vi\/chi-phi-dieu-tri-cho-nguoi-nuoc-ngoai-klc\/\">chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>. Ti\u00eau ch\u00ed tham chi\u1ebfu n\u00e0y gi\u00fap \u0111\u00e1nh gi\u00e1 xem m\u1ee9c b\u1ea3o hi\u1ec3m \u0111\u00e3 ch\u1ecdn c\u00f3 qu\u00e1 th\u1ea5p \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi cao tu\u1ed5i hay kh\u00f4ng.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jak-porownac-oferty-dla-seniorow\" class=\"kt-adv-heading\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 so s\u00e1nh c\u00e1c g\u00f3i d\u1ecbch v\u1ee5 d\u00e0nh cho ng\u01b0\u1eddi cao tu\u1ed5i?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Khi so s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi cao tu\u1ed5i, kh\u00f4ng n\u00ean ch\u1ec9 nh\u00ecn v\u00e0o m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m h\u00e0ng th\u00e1ng. Gi\u00e1 c\u1ea3 ph\u1ee5 thu\u1ed9c v\u00e0o \u0111\u1ed9 tu\u1ed5i, ph\u1ea1m vi b\u1ea3o hi\u1ec3m, th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m, s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c t\u00f9y ch\u1ecdn b\u1ed5 sung. Tr\u00ean th\u1ef1c t\u1ebf, m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m r\u1ebb h\u01a1n c\u00f3 th\u1ec3 \u0111i k\u00e8m v\u1edbi m\u1ee9c \u0111\u1ed3ng chi tr\u1ea3 cao h\u01a1n, danh m\u1ee5c quy\u1ec1n l\u1ee3i h\u1eb9p h\u01a1n ho\u1eb7c c\u00e1c h\u1ea1n ch\u1ebf \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi c\u00f3 ti\u1ec1n s\u1eed b\u1ec7nh l\u00fd. Do \u0111\u00f3, h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m n\u00e0o l\u00e0 ph\u00f9 h\u1ee3p nh\u1ea5t cho ng\u01b0\u1eddi h\u01b0u tr\u00ed s\u1ebd ph\u1ee5 thu\u1ed9c v\u00e0o t\u00ecnh tr\u1ea1ng s\u1ee9c kh\u1ecfe, \u0111\u1ed9 tu\u1ed5i v\u00e0 m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa t\u1ea1i Ba Lan.<\/p>\n<p>M\u1ed9t ph\u01b0\u01a1ng ph\u00e1p so s\u00e1nh hi\u1ec7u qu\u1ea3 l\u00e0 xem x\u00e9t ba c\u00e2u h\u1ecfi sau: c\u00f3 th\u1ec3 mua s\u1ea3n ph\u1ea9m \u0111\u1ebfn \u0111\u1ed9 tu\u1ed5i n\u00e0o, ch\u00ednh x\u00e1c th\u00ec h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m bao g\u1ed3m nh\u1eefng g\u00ec v\u00e0 quy tr\u00ecnh \u0111i\u1ec1u tr\u1ecb \u0111\u01b0\u1ee3c t\u1ed5 ch\u1ee9c nh\u01b0 th\u1ebf n\u00e0o. M\u1ed9t s\u1ed1 s\u1ea3n ph\u1ea9m ch\u1ec9 \u00e1p d\u1ee5ng cho ng\u01b0\u1eddi d\u01b0\u1edbi 69 tu\u1ed5i, trong khi m\u1ed9t s\u1ed1 kh\u00e1c \u00e1p d\u1ee5ng \u0111\u1ebfn 74 ho\u1eb7c 75 tu\u1ed5i. \u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi cao tu\u1ed5i tr\u00ean 70, s\u1ef1 kh\u00e1c bi\u1ec7t n\u00e0y l\u00e0 r\u1ea5t quan tr\u1ecdng. B\u1ea1n c\u0169ng n\u00ean ki\u1ec3m tra xem g\u00f3i b\u1ea3o hi\u1ec3m c\u00f3 y\u00eau c\u1ea7u \u0111\u00e1nh gi\u00e1 r\u1ee7i ro b\u1ed5 sung hay c\u00f3 quy \u0111\u1ecbnh h\u1ea1n ch\u1ebf \u0111\u1ed1i v\u1edbi c\u00e1c b\u1ec7nh c\u1ee5 th\u1ec3 hay kh\u00f4ng.<\/p>\n<p>C\u00e1c b\u00e0i b\u00e1o so s\u00e1nh, ch\u1eb3ng h\u1ea1n nh\u01b0 <a href=\"https:\/\/ubezpieczenie-cudzoziemca.pl\/vi\/huong-dan\/cac-loai-va-so-sanh-cac-chinh-sach-bao-hiem\/cac-goi-bao-hiem-suc-khoe-lien-quan-den-covid-19-nen-chon\/\">B\u1ea3o hi\u1ec3m y t\u1ebf li\u00ean quan \u0111\u1ebfn COVID-19<\/a> hay <a href=\"https:\/\/ubezpieczenie-cudzoziemca.pl\/vi\/bao-hiem-re-nhat-cho-nguoi-nuoc-ngoai-de-xin-visa-va-the-cu-tru-truc-tuyen\/\">G\u00f3i b\u1ea3o hi\u1ec3m r\u1ebb nh\u1ea5t d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>. D\u00f9 d\u00e0nh cho m\u1ed9t nh\u00f3m kh\u00e1ch h\u00e0ng r\u1ed9ng h\u01a1n, nh\u1eefng th\u00f4ng tin n\u00e0y v\u1eabn cho th\u1ea5y c\u00e1ch ph\u00e2n t\u00edch c\u00e1c \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung (OWU), c\u00e1c gi\u1edbi h\u1ea1n v\u00e0 t\u00ednh h\u1eefu d\u1ee5ng th\u1ef1c t\u1ebf c\u1ee7a b\u1ea3o hi\u1ec3m.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">Ng\u01b0\u1eddi cao tu\u1ed5i th\u01b0\u1eddng c\u1ea7n m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m kh\u00f4ng ph\u1ea3i l\u00e0 r\u1ebb nh\u1ea5t, m\u00e0 l\u00e0 c\u00f3 \u0111i\u1ec1u kho\u1ea3n r\u00f5 r\u00e0ng nh\u1ea5t. H\u00e3y ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m c\u00f3 ph\u1ea1m vi quy\u1ec1n l\u1ee3i r\u00f5 r\u00e0ng v\u00e0 quy tr\u00ecnh \u0111\u1eb7t l\u1ecbch kh\u00e1m \u0111\u01a1n gi\u1ea3n, thay v\u00ec ch\u1ec9 t\u1eadp trung v\u00e0o vi\u1ec7c gi\u1ea3m ph\u00ed b\u1ea3o hi\u1ec3m xu\u1ed1ng m\u1ee9c th\u1ea5p nh\u1ea5t c\u00f3 th\u1ec3.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"na-co-uwazac-przed-zakupem\" class=\"kt-adv-heading\">C\u1ea7n l\u01b0u \u00fd \u0111i\u1ec1u g\u00ec tr\u01b0\u1edbc khi mua?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Sai l\u1ea7m ph\u1ed5 bi\u1ebfn nh\u1ea5t l\u00e0 mua b\u1ea3o hi\u1ec3m ch\u1ec9 \u0111\u1ec3 \u0111\u00e1p \u1ee9ng th\u1ee7 t\u1ee5c xin th\u1ecb th\u1ef1c. Ng\u01b0\u1eddi cao tu\u1ed5i c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c m\u1ed9t t\u00e0i li\u1ec7u h\u1ee3p l\u1ec7 v\u1ec1 m\u1eb7t h\u00e0nh ch\u00ednh, nh\u01b0ng ph\u1ea1m vi h\u1ed7 tr\u1ee3 l\u1ea1i b\u1ecb h\u1ea1n ch\u1ebf. C\u1ea7n \u0111\u1ecdc k\u1ef9 \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) v\u00e0 \u0111\u1ea3m b\u1ea3o r\u1eb1ng c\u00e1c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb kh\u00f4ng \u00e1p d\u1ee5ng cho c\u00e1c b\u1ec7nh th\u01b0\u1eddng g\u1eb7p nh\u1ea5t \u1edf ng\u01b0\u1eddi cao tu\u1ed5i. \u0110\u1eb7c bi\u1ec7t c\u1ea7n ch\u00fa \u00fd \u0111\u1ebfn c\u00e1c b\u1ec7nh m\u00e3n t\u00ednh, th\u1eddi gian ch\u1edd, c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m v\u00e0 quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c th\u00f4ng b\u00e1o \u0111i\u1ec1u tr\u1ecb.<\/p>\n<p>R\u1ee7i ro th\u1ee9 hai l\u00e0 th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m kh\u00f4ng ph\u00f9 h\u1ee3p v\u1edbi th\u1eddi gian l\u01b0u tr\u00fa. H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i bao g\u1ed3m to\u00e0n b\u1ed9 th\u1eddi gian l\u01b0u tr\u00fa \u0111\u00e3 khai b\u00e1o, v\u00e0 c\u00e1c th\u00f4ng tin trong t\u00e0i li\u1ec7u ph\u1ea3i kh\u1edbp v\u1edbi h\u1ed9 chi\u1ebfu v\u00e0 \u0111\u01a1n xin th\u1ecb th\u1ef1c. Trong nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p, vi\u1ec7c n\u1eafm r\u00f5 c\u00e1c th\u1ee7 t\u1ee5c c\u0169ng s\u1ebd r\u1ea5t h\u1eefu \u00edch, v\u00ec v\u1eady b\u1ea1n n\u00ean \u0111\u1ecdc h\u01b0\u1edbng d\u1eabn n\u00e0y <a href=\"https:\/\/ubezpieczenie-cudzoziemca.pl\/vi\/huong-dan\/thu-tuc-va-ho-so\/thay-doi-chinh-sach-truoc-khi-nhap-canh-huong-dan-tung-buoc\/\">thay \u0111\u1ed5i ch\u00ednh s\u00e1ch tr\u01b0\u1edbc khi nh\u1eadp c\u1ea3nh<\/a>. \u0110i\u1ec1u n\u00e0y gi\u00fap tr\u00e1nh \u0111\u01b0\u1ee3c nh\u1eefng r\u1eafc r\u1ed1i khi c\u1ea7n ch\u1ec9nh s\u1eeda t\u00e0i li\u1ec7u tr\u01b0\u1edbc khi l\u00ean \u0111\u01b0\u1eddng.<\/p>\n<p>N\u1ebfu ng\u01b0\u1eddi cao tu\u1ed5i n\u1ed9p \u0111\u01a1n xin gi\u1ea5y ph\u00e9p c\u01b0 tr\u00fa ho\u1eb7c th\u1ecb th\u1ef1c v\u1edbi m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa c\u1ee5 th\u1ec3, vi\u1ec7c ki\u1ec3m tra ph\u1ea7n <a href=\"https:\/\/ubezpieczenie-cudzoziemca.pl\/vi\/huong-dan\/bao-hiem-va-muc-dich-luu-tru\/\">b\u1ea3o hi\u1ec3m v\u00e0 m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa<\/a>. Nh\u1edd \u0111\u00f3, vi\u1ec7c \u0111i\u1ec1u ch\u1ec9nh h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m cho ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ee7 t\u1ee5c s\u1ebd tr\u1edf n\u00ean d\u1ec5 d\u00e0ng h\u01a1n v\u00e0 gi\u00fap tr\u00e1nh \u0111\u01b0\u1ee3c vi\u1ec7c b\u1ecb t\u1eeb ch\u1ed1i do thi\u1ebfu s\u00f3t v\u1ec1 h\u1ed3 s\u01a1.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"faq\" class=\"kt-adv-heading\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<h3>B\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi cao tu\u1ed5i \u0111\u1ec3 xin th\u1ecb th\u1ef1c c\u00f3 \u0111\u1eaft h\u01a1n kh\u00f4ng?<\/h3>\n<p>\u0110\u00fang v\u1eady, th\u00f4ng th\u01b0\u1eddng ph\u00ed b\u1ea3o hi\u1ec3m s\u1ebd t\u0103ng theo \u0111\u1ed9 tu\u1ed5i c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. \u0110i\u1ec1u n\u00e0y l\u00e0 do r\u1ee7i ro s\u1eed d\u1ee5ng c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf cao h\u01a1n. M\u1ee9c ph\u00ed c\u0169ng ph\u1ee5 thu\u1ed9c v\u00e0o s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m, th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m v\u00e0 ph\u1ea1m vi \u0111i\u1ec1u tr\u1ecb.<\/p>\n<h3>Lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0o l\u00e0 ph\u00f9 h\u1ee3p nh\u1ea5t cho ng\u01b0\u1eddi h\u01b0u tr\u00ed khi xin th\u1ecb th\u1ef1c?<\/h3>\n<p>G\u00f3i b\u1ea3o hi\u1ec3m t\u1ed1t nh\u1ea5t l\u00e0 g\u00f3i \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh v\u00e0 \u0111\u1ed3ng th\u1eddi \u0111\u1ea3m b\u1ea3o chi tr\u1ea3 th\u1ef1c t\u1ebf c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan. N\u00ean l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m bao g\u1ed3m chi ph\u00ed nh\u1eadp vi\u1ec7n, c\u00e1c x\u00e9t nghi\u1ec7m, t\u01b0 v\u1ea5n y t\u1ebf c\u00f9ng v\u1edbi c\u00e1c quy \u0111\u1ecbnh r\u00f5 r\u00e0ng v\u1ec1 vi\u1ec7c t\u1ed5 ch\u1ee9c h\u1ed7 tr\u1ee3 y t\u1ebf.<\/p>\n<h3>Ng\u01b0\u1eddi cao tu\u1ed5i l\u00e0 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 th\u1ec3 g\u1eb7p v\u1ea5n \u0111\u1ec1 v\u1ec1 gi\u1edbi h\u1ea1n \u0111\u1ed9 tu\u1ed5i kh\u00f4ng?<\/h3>\n<p>\u0110\u00fang v\u1eady, \u0111\u00e2y l\u00e0 m\u1ed9t trong nh\u1eefng kh\u00eda c\u1ea1nh quan tr\u1ecdng nh\u1ea5t. M\u1ed9t s\u1ed1 s\u1ea3n ph\u1ea9m ch\u1ec9 cho ph\u00e9p mua \u0111\u1ebfn 65, 69 ho\u1eb7c 70 tu\u1ed5i, trong khi nh\u1eefng s\u1ea3n ph\u1ea9m kh\u00e1c cho ph\u00e9p k\u00fd h\u1ee3p \u0111\u1ed3ng \u0111\u1ebfn 74 ho\u1eb7c 75 tu\u1ed5i. Do \u0111\u00f3, c\u1ea7n ph\u1ea3i ki\u1ec3m tra c\u1ee5 th\u1ec3 t\u1eebng tr\u01b0\u1eddng h\u1ee3p tr\u01b0\u1edbc khi mua b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi cao tu\u1ed5i l\u00e0 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i.<\/p>\n<h3>B\u1ea3o hi\u1ec3m y t\u1ebf d\u00e0nh cho ng\u01b0\u1eddi cao tu\u1ed5i c\u00f3 bao g\u1ed3m c\u00e1c b\u1ec7nh m\u00e3n t\u00ednh kh\u00f4ng?<\/h3>\n<p>Kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng v\u1eady. Nhi\u1ec1u g\u00f3i b\u1ea3o hi\u1ec3m gi\u1edbi h\u1ea1n tr\u00e1ch nhi\u1ec7m \u0111\u1ed1i v\u1edbi c\u00e1c h\u1eadu qu\u1ea3 c\u1ee7a b\u1ec7nh m\u00e3n t\u00ednh ho\u1eb7c y\u00eau c\u1ea7u ph\u1ea3i ki\u1ec3m tra k\u1ef9 c\u00e1c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung. Tr\u01b0\u1edbc khi mua b\u1ea3o hi\u1ec3m, b\u1ea1n c\u1ea7n x\u00e1c \u0111\u1ecbnh r\u00f5 c\u00e1ch c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ecbnh ngh\u0129a c\u00e1c b\u1ec7nh l\u00fd n\u00e0y.<\/p>\n<h3>C\u1ea7n nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o \u0111\u1ec3 mua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m?<\/h3>\n<p>Th\u00f4ng th\u01b0\u1eddng, c\u00e1c th\u00f4ng tin c\u1ea7n thi\u1ebft bao g\u1ed3m s\u1ed1 h\u1ed9 chi\u1ebfu, ng\u00e0y sinh, th\u1eddi gian l\u01b0u tr\u00fa v\u00e0 th\u00f4ng tin v\u1ec1 m\u1ee5c \u0111\u00edch chuy\u1ebfn \u0111i ho\u1eb7c th\u1eddi gian l\u01b0u tr\u00fa. Trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p, ng\u01b0\u1eddi mua c\u0169ng c\u1ea7n cung c\u1ea5p \u0111\u1ecba ch\u1ec9 l\u01b0u tr\u00fa ho\u1eb7c th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi cao tu\u1ed5i.<\/p>\n<h3>C\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m tr\u1ef1c tuy\u1ebfn cho ng\u01b0\u1eddi cao tu\u1ed5i kh\u00f4ng?<\/h3>\n<p>\u0110\u00fang v\u1eady, c\u00f3 r\u1ea5t nhi\u1ec1u g\u00f3i b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi cao tu\u1ed5i \u0111\u01b0\u1ee3c cung c\u1ea5p tr\u1ef1c tuy\u1ebfn. Tuy nhi\u00ean, tr\u01b0\u1edbc khi thanh to\u00e1n, b\u1ea1n n\u00ean ki\u1ec3m tra k\u1ef9 b\u1ea3n \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung (OWU), ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u0169ng nh\u01b0 t\u00ednh ch\u00ednh x\u00e1c c\u1ee7a th\u00f4ng tin c\u00e1 nh\u00e2n. C\u00e1c b\u1ea3ng t\u1ed5ng h\u1ee3p s\u1eb5n c\u00f3 nh\u01b0 <a href=\"https:\/\/ubezpieczenie-cudzoziemca.pl\/vi\/bao-hiem-y-te-cho-nguoi-cao-tuoi\/\">c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh d\u00e0nh cho ng\u01b0\u1eddi cao tu\u1ed5i<\/a>.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"podsumowanie\" class=\"kt-adv-heading\">T\u00f3m t\u1eaft<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>B\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi cao tu\u1ed5i khi xin th\u1ecb th\u1ef1c c\u1ea7n ph\u1ea3i v\u1eeba \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ee7 t\u1ee5c, v\u1eeba mang l\u1ea1i s\u1ef1 b\u1ea3o v\u1ec7 s\u1ee9c kh\u1ecfe th\u1ef1c s\u1ef1. C\u00e1c y\u1ebfu t\u1ed1 quan tr\u1ecdng nh\u1ea5t bao g\u1ed3m gi\u1edbi h\u1ea1n \u0111\u1ed9 tu\u1ed5i, ph\u1ea1m vi \u0111i\u1ec1u tr\u1ecb, c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb \u0111\u1ed1i v\u1edbi b\u1ec7nh m\u00e3n t\u00ednh v\u00e0 c\u00e1ch th\u1ee9c t\u1ed5 ch\u1ee9c h\u1ed7 tr\u1ee3. M\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p cho ng\u01b0\u1eddi cao tu\u1ed5i s\u1ebd mang l\u1ea1i s\u1ef1 an t\u00e2m kh\u00f4ng ch\u1ec9 khi n\u1ed9p \u0111\u01a1n xin th\u1ecb th\u1ef1c m\u00e0 c\u00f2n trong su\u1ed1t th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan. N\u1ebfu b\u1ea1n \u0111ang so s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi cao tu\u1ed5i, h\u00e3y b\u1eaft \u0111\u1ea7u t\u1eeb ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU), sau \u0111\u00f3 m\u1edbi \u0111\u00e1nh gi\u00e1 v\u1ec1 gi\u00e1 c\u1ea3.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi cao tu\u1ed5i l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf \u0111\u01b0\u1ee3c mua cho ng\u01b0\u1eddi cao tu\u1ed5i \u0111ang xin th\u1ecb th\u1ef1c ho\u1eb7c c\u01b0 tr\u00fa t\u1ea1i Ba Lan. H\u1ee3p \u0111\u1ed3ng n\u00e0y c\u1ea7n \u0111\u1ea3m b\u1ea3o nh\u1eefng quy\u1ec1n l\u1ee3i th\u1ef1c t\u1ebf\u2026<\/p>","protected":false},"author":2,"featured_media":3853,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[42],"tags":[49,54,46,66,65],"class_list":["post-3854","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rodzaje-i-porownanie-polis","tag-owu","tag-polisa-zdrowotna","tag-ubezpieczenie-do-wizy","tag-wylaczenia-odpowiedzialnosci","tag-zakres-ochrony"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie dla seniora na wiz\u0119 \u2013 jakie wybra\u0107? - Ubezpieczenie Cudzoziemca<\/title>\n<meta name=\"description\" content=\"Sprawd\u017a, jakie ubezpieczenie dla seniora na wiz\u0119 wybra\u0107. 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