{"id":3931,"date":"2026-10-26T19:55:24","date_gmt":"2026-10-26T18:55:24","guid":{"rendered":"https:\/\/ubezpieczenie-cudzoziemca.pl\/?p=3931"},"modified":"2026-10-26T19:55:24","modified_gmt":"2026-10-26T18:55:24","slug":"bao-hiem-cho-van-dong-vien-nuoc-ngoai-lam-the-nao-de-kiem-tra-pham-vi-ap-dung-cua-cac-dieu-khoan-va-dieu-kien-bao-hiem","status":"publish","type":"post","link":"https:\/\/ubezpieczenie-cudzoziemca.pl\/vi\/poradnik\/ubezpieczenie-a-cel-pobytu\/ubezpieczenie-dla-sportowca-cudzoziemca-jak-sprawdzic-zakres-owu\/","title":{"rendered":"B\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c th\u1ec3 thao \u2013 c\u00e1c y\u00eau c\u1ea7u l\u00e0 g\u00ec?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">B\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c th\u1ec3 thao kh\u00f4ng ch\u1ec9 c\u1ea7n ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa m\u00e0 c\u00f2n ph\u1ea3i ph\u00f9 h\u1ee3p v\u1edbi ho\u1ea1t \u0111\u1ed9ng th\u1ef1c t\u1ebf c\u1ee7a v\u1eadn \u0111\u1ed9ng vi\u00ean. T\u1eadp luy\u1ec7n gi\u1ea3i tr\u00ed, tham gia thi \u0111\u1ea5u v\u00e0 th\u1ec3 thao chuy\u00ean nghi\u1ec7p c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh kh\u00e1c nhau trong \u0110i\u1ec1u kho\u1ea3n B\u1ea3o hi\u1ec3m Chung (OWU). Do \u0111\u00f3, ch\u1ec9 d\u1ef1a v\u00e0o t\u00ean g\u1ecdi c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m l\u00e0 ch\u01b0a \u0111\u1ee7 \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 ph\u1ea1m vi b\u1ea3o hi\u1ec3m. \u0110i\u1ec1u quan tr\u1ecdng l\u00e0 ph\u1ea3i ki\u1ec3m tra <strong>b\u1ea3n ch\u1ea5t c\u1ee7a ho\u1ea1t \u0111\u1ed9ng<\/strong>, m\u1ee9c b\u1ea3o hi\u1ec3m t\u1ed1i \u0111a cho chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb li\u00ean quan \u0111\u1ebfn th\u1ec3 thao v\u00e0 c\u00e1c quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c b\u1ed5 sung c\u00e1c \u0111i\u1ec1u kho\u1ea3n ph\u1ee5.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Trong h\u01b0\u1edbng d\u1eabn n\u00e0y, ch\u00fang t\u00f4i s\u1ebd ch\u1ec9 cho b\u1ea1n c\u00e1ch x\u1eed l\u00fd c\u00e1c ph\u1ea7n n\u00e0y m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i \u0111o\u00e1n m\u00f2. \u0110i\u1ec3m tham chi\u1ebfu l\u00e0 <strong>n\u1ed9i dung nguy\u00ean v\u0103n c\u1ee7a \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung (OWU)<\/strong> c\u00e1c s\u1ea3n ph\u1ea9m c\u1ee5 th\u1ec3. Tr\u01b0\u1edbc khi mua, h\u00e3y ki\u1ec3m tra c\u00e1c y\u00eau c\u1ea7u hi\u1ec7n h\u00e0nh \u00e1p d\u1ee5ng cho th\u1ee7 t\u1ee5c xin th\u1ecb th\u1ef1c c\u1ee5 th\u1ec3 \u0111\u00f3 c\u0169ng nh\u01b0 c\u00e1c t\u00e0i li\u1ec7u do c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ea5p.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"wp-block-paragraph\">M\u1ee5c l\u1ee5c<\/p>\n\n\n<ol class=\"wp-block-list\">\n\n<li><a href=\"#najpierw-opisz-aktywnosc-sportowa\">Tr\u01b0\u1edbc ti\u00ean, h\u00e3y m\u00f4 t\u1ea3 ho\u1ea1t \u0111\u1ed9ng th\u1ec3 thao c\u1ee7a b\u1ea1n<\/a><\/li>\n\n\n<li><a href=\"#co-zakres-polisy-moze-oznaczac-dla-sportowca\">Ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u00f3 \u00fd ngh\u0129a nh\u01b0 th\u1ebf n\u00e0o \u0111\u1ed1i v\u1edbi m\u1ed9t v\u1eadn \u0111\u1ed9ng vi\u00ean<\/a><\/li>\n\n\n<li><a href=\"#jak-sprawdzic-wylaczenia-i-rozszerzenia\">C\u00e1ch ki\u1ec3m tra c\u00e1c ngo\u1ea1i l\u1ec7 v\u00e0 ti\u1ec7n \u00edch m\u1edf r\u1ed9ng<\/a><\/li>\n\n\n<li><a href=\"#co-przygotowac-na-wypadek-zgloszenia-roszczenia\">C\u1ea7n chu\u1ea9n b\u1ecb nh\u1eefng g\u00ec trong tr\u01b0\u1eddng h\u1ee3p c\u00f3 khi\u1ebfu n\u1ea1i<\/a><\/li>\n\n\n<li><a href=\"#faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p nh\u1ea5t<\/a><\/li>\n\n\n<li><a href=\"#jak-wybrac-polise-bez-zgadywania\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ch\u1ecdn m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i \u0111o\u00e1n m\u00f2<\/a><\/li>\n\n<\/ol>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"najpierw-opisz-aktywnosc-sportowa\">Tr\u01b0\u1edbc ti\u00ean, h\u00e3y m\u00f4 t\u1ea3 ho\u1ea1t \u0111\u1ed9ng th\u1ec3 thao c\u1ee7a b\u1ea1n<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc khi l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m, h\u00e3y x\u00e1c \u0111\u1ecbnh r\u00f5 r\u00e0ng nh\u1eefng ho\u1ea1t \u0111\u1ed9ng th\u1ec3 thao n\u00e0o b\u1ea1n s\u1ebd tham gia t\u1ea1i Ba Lan. Kh\u00f4ng ch\u1ec9 m\u00f4n th\u1ec3 thao m\u00e0 c\u1ea3 h\u00ecnh th\u1ee9c t\u1eadp luy\u1ec7n c\u0169ng r\u1ea5t quan tr\u1ecdng. Tr\u00ean th\u1ef1c t\u1ebf, b\u1ea1n n\u00ean x\u00e1c \u0111\u1ecbnh r\u00f5 \u0111\u00f3 l\u00e0 ho\u1ea1t \u0111\u1ed9ng gi\u1ea3i tr\u00ed, t\u1eadp luy\u1ec7n th\u01b0\u1eddng xuy\u00ean, tham gia thi \u0111\u1ea5u hay ho\u1ea1t \u0111\u1ed9ng chuy\u00ean nghi\u1ec7p. <strong>T\u00ean m\u00f4n h\u1ecdc v\u00e0 m\u1ee9c \u0111\u1ed9 tham gia<\/strong> ph\u1ea3i ph\u00f9 h\u1ee3p v\u1edbi th\u00f4ng tin \u0111\u00e3 cung c\u1ea5p khi k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng n\u00ean t\u1ef1 \u00fd cho r\u1eb1ng vi\u1ec7c t\u1eadp luy\u1ec7n h\u00e0ng ng\u00e0y mang t\u00ednh nghi\u1ec7p d\u01b0 ch\u1ec9 v\u00ec v\u1eadn \u0111\u1ed9ng vi\u00ean kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c th\u00f9 lao. C\u00e1c \u0111\u1ecbnh ngh\u0129a \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU) c\u00f3 th\u1ec3 quy\u1ebft \u0111\u1ecbnh ho\u1ea1t \u0111\u1ed9ng \u0111\u00f3 thu\u1ed9c lo\u1ea1i n\u00e0o. T\u01b0\u01a1ng t\u1ef1, c\u00e1c thu\u1eadt ng\u1eef \u201er\u1ee7i ro cao\u201d, \u201eth\u1ec3 thao d\u01b0\u1edbi n\u01b0\u1edbc\u201d hay \u201em\u00f9a \u0111\u00f4ng\u201d c\u1ea7n \u0111\u01b0\u1ee3c hi\u1ec3u theo t\u00e0i li\u1ec7u c\u1ee5 th\u1ec3 c\u1ee7a t\u1eebng s\u1ea3n ph\u1ea9m.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">M\u1ed9t danh s\u00e1ch ng\u1eafn c\u00e1c th\u00f4ng tin sau \u0111\u00e2y l\u00e0 \u0111i\u1ec3m kh\u1edfi \u0111\u1ea7u t\u1ed1t:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-activity:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-activity ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-activity ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-activity .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-activity ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items30704ca4-activity ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-activity ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-activity .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-activity ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-activity .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items30704ca4-activity kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-30704ca4-activity-1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-30704ca4-activity-1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-30704ca4-activity-1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">m\u00f4n th\u1ec3 thao v\u00e0 lo\u1ea1i h\u00ecnh t\u1eadp luy\u1ec7n;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-30704ca4-activity-2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-30704ca4-activity-2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-30704ca4-activity-2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">t\u00ednh ch\u1ea5t gi\u1ea3i tr\u00ed, thi \u0111\u1ea5u ho\u1eb7c chuy\u00ean nghi\u1ec7p c\u1ee7a ho\u1ea1t \u0111\u1ed9ng;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-30704ca4-activity-3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-30704ca4-activity-3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-30704ca4-activity-3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">tham gia c\u00e1c tr\u1eadn \u0111\u1ea5u, gi\u1ea3i \u0111\u1ea5u ho\u1eb7c c\u00e1c \u0111\u1ee3t t\u1eadp hu\u1ea5n;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-30704ca4-activity-4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-30704ca4-activity-4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-30704ca4-activity-4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">s\u1eed d\u1ee5ng thi\u1ebft b\u1ecb th\u1ec3 thao;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-30704ca4-activity-5 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-30704ca4-activity-5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-30704ca4-activity-5 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">\u0111\u1ecba \u0111i\u1ec3m v\u00e0 th\u1eddi gian d\u1ef1 ki\u1ebfn l\u01b0u tr\u00fa.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Danh s\u00e1ch nh\u01b0 v\u1eady s\u1ebd gi\u00fap cu\u1ed9c tr\u00f2 chuy\u1ec7n tr\u01b0\u1edbc khi mua h\u00e0ng di\u1ec5n ra su\u00f4n s\u1ebb h\u01a1n v\u00e0 cho ph\u00e9p b\u1ea1n so s\u00e1nh c\u00e1c c\u00e2u tr\u1ea3 l\u1eddi v\u1edbi n\u1ed9i dung c\u1ee7a \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung. B\u1ea1n c\u0169ng n\u00ean \u0111\u1ecdc, <a href=\"https:\/\/ubezpieczenie-cudzoziemca.pl\/vi\/huong-dan\/yeu-cau-va-quy-dinh\/bao-hiem-y-te-cho-thi-thuc-tai-sao-lai-bat-buoc\/\">C\u00e1ch ki\u1ec3m tra b\u1ea3o hi\u1ec3m y t\u1ebf \u0111\u1ec3 xin th\u1ecb th\u1ef1c<\/a>, nh\u1eb1m ph\u00e2n bi\u1ec7t t\u00ean t\u00e0i li\u1ec7u v\u1edbi ph\u1ea1m vi th\u1ef1c t\u1ebf c\u1ee7a h\u1ee3p \u0111\u1ed3ng.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y chu\u1ea9n b\u1ecb b\u1ea3n m\u00f4 t\u1ea3 c\u00e1c ho\u1ea1t \u0111\u1ed9ng trong m\u1ed9t b\u1ea3ng t\u1ed5ng h\u1ee3p th\u1ed1ng nh\u1ea5t. Ghi l\u1ea1i t\u00ean m\u00f4n th\u1ec3 thao, t\u1ea7n su\u1ea5t t\u1eadp luy\u1ec7n, t\u00ednh ch\u1ea5t gi\u1ea3i tr\u00ed, thi \u0111\u1ea5u ho\u1eb7c chuy\u00ean nghi\u1ec7p c\u1ee7a c\u00e1c bu\u1ed5i t\u1eadp, c\u0169ng nh\u01b0 th\u00f4ng tin v\u1ec1 vi\u1ec7c tham gia c\u00e1c gi\u1ea3i \u0111\u1ea5u ho\u1eb7c tr\u1ea1i hu\u1ea5n luy\u1ec7n. Ghi ri\u00eang c\u00e1c thi\u1ebft b\u1ecb \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng, \u0111\u1ecba \u0111i\u1ec3m v\u00e0 th\u1eddi gian l\u01b0u tr\u00fa. M\u00f4 t\u1ea3 n\u00e0y gi\u00fap vi\u1ec7c \u0111\u1ed1i chi\u1ebfu c\u00e1c \u0111\u1ecbnh ngh\u0129a trong \u0110i\u1ec1u kho\u1ea3n B\u1ea3o hi\u1ec3m Chung (OWU), c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ed5 sung v\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb tr\u1edf n\u00ean d\u1ec5 d\u00e0ng h\u01a1n, \u0111\u1ed3ng th\u1eddi tr\u00e1nh nh\u1ea7m l\u1eabn gi\u1eefa chi ph\u00ed \u0111i\u1ec1u tr\u1ecb v\u1edbi b\u1ea3o hi\u1ec3m tai n\u1ea1n (NNW) ho\u1eb7c b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (OC). N\u1ebfu ph\u01b0\u01a1ng th\u1ee9c t\u1eadp luy\u1ec7n thay \u0111\u1ed5i, h\u00e3y xem l\u1ea1i c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 so s\u00e1nh l\u1ea1i ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u1edbi ho\u1ea1t \u0111\u1ed9ng hi\u1ec7n t\u1ea1i.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"co-zakres-polisy-moze-oznaczac-dla-sportowca\">Ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u00f3 \u00fd ngh\u0129a nh\u01b0 th\u1ebf n\u00e0o \u0111\u1ed1i v\u1edbi m\u1ed9t v\u1eadn \u0111\u1ed9ng vi\u00ean<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">S\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa c\u00e1c s\u1ea3n ph\u1ea9m cho th\u1ea5y r\u00f5 l\u00fd do t\u1ea1i sao kh\u00f4ng c\u00f3 m\u1ed9t c\u00e1ch suy lu\u1eadn chung n\u00e0o ph\u00f9 h\u1ee3p v\u1edbi m\u1ecdi v\u1eadn \u0111\u1ed9ng vi\u00ean. Trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU) c\u1ee7a Compensa Cudzoziemiec \u0111\u00e3 m\u00f4 t\u1ea3 chi ti\u1ebft <strong>b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan<\/strong>, h\u1eadu qu\u1ea3 c\u1ee7a c\u00e1c v\u1ee5 tai n\u1ea1n v\u00e0 tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 trong \u0111\u1eddi s\u1ed1ng c\u00e1 nh\u00e2n. T\u00e0i li\u1ec7u n\u00e0y c\u0169ng n\u00eau r\u00f5 r\u1eb1ng tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 trong tr\u01b0\u1eddng h\u1ee3p <strong>th\u1ec3 thao nghi\u1ec7p d\u01b0<\/strong> v\u00e0 vi\u1ec7c s\u1eed d\u1ee5ng thi\u1ebft b\u1ecb d\u00e0nh ri\u00eang cho ho\u1ea1t \u0111\u1ed9ng \u0111\u00f3 ph\u1ea3i tu\u00e2n th\u1ee7 <strong>m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i \u0111\u00f3ng th\u00eam ph\u00ed b\u1ea3o hi\u1ec3m<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u00e2y l\u00e0 m\u1ed9t \u0111\u1eb7c \u0111i\u1ec3m c\u1ee5 th\u1ec3 c\u1ee7a t\u00e0i li\u1ec7u n\u00e0y, ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 nguy\u00ean t\u1eafc \u00e1p d\u1ee5ng cho to\u00e0n b\u1ed9 th\u1ecb tr\u01b0\u1eddng. Ph\u1ea1m vi ho\u1ea1t \u0111\u1ed9ng c\u1ee7a Compensa <strong>kh\u00f4ng \u0111\u01b0\u1ee3c chuy\u1ec3n sang c\u00e1c s\u1ea3n ph\u1ea9m kh\u00e1c<\/strong> c\u0169ng nh\u01b0 kh\u00f4ng m\u1edf r\u1ed9ng ph\u1ea1m vi \u00e1p d\u1ee5ng sang l\u0129nh v\u1ef1c th\u1ec3 thao \u0111\u1ec9nh cao hay th\u1ec3 thao chuy\u00ean nghi\u1ec7p. C\u00e1c chi ti\u1ebft c\u1ee5 th\u1ec3 v\u1eabn tu\u00e2n theo c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n lo\u1ea1i tr\u1eeb li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 ch\u1ecdn.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi th\u01b0\u1eddng xuy\u00ean t\u1eadp th\u1ec3 thao, \u00edt nh\u1ea5t ba l\u1edbp b\u1ea3o v\u1ec7 l\u00e0 \u0111i\u1ec1u thi\u1ebft y\u1ebfu:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-layers:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-layers ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-layers ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-layers .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-layers ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items30704ca4-layers ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-layers ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-layers .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-layers ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-layers .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items30704ca4-layers kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-30704ca4-layers-1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-30704ca4-layers-1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-30704ca4-layers-1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">chi ph\u00ed \u0111i\u1ec1u tr\u1ecb \u0111\u01b0\u1ee3c bao g\u1ed3m trong h\u1ee3p \u0111\u1ed3ng c\u01a1 b\u1ea3n;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-30704ca4-layers-2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-30704ca4-layers-2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-30704ca4-layers-2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">h\u1eadu qu\u1ea3 c\u1ee7a c\u00e1c v\u1ee5 tai n\u1ea1n, n\u1ebfu thu\u1ed9c ph\u1ea1m vi \u0111\u00e3 ch\u1ecdn;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-30704ca4-layers-3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-30704ca4-layers-3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-30704ca4-layers-3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1, n\u1ebfu \u0111i\u1ec1u n\u00e0y \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng ho\u1eb7c trong \u0111i\u1ec1u kho\u1ea3n t\u01b0\u01a1ng \u1ee9ng.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng n\u00ean coi c\u00e1c y\u1ebfu t\u1ed1 n\u00e0y l\u00e0 m\u1ed9t g\u00f3i kh\u00f4ng th\u1ec3 t\u00e1ch r\u1eddi. Trong s\u1ea3n ph\u1ea9m TUZ B\u1ea3o hi\u1ec3m Tai n\u1ea1n v\u00e0 Tr\u00e1ch nhi\u1ec7m D\u00e2n s\u1ef1 trong \u0111\u1eddi s\u1ed1ng c\u00e1 nh\u00e2n, ch\u00fang \u0111\u01b0\u1ee3c m\u00f4 t\u1ea3 l\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ed5 sung nh\u1eb1m m\u1edf r\u1ed9ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m. \u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0, <strong>B\u1ea3o hi\u1ec3m tai n\u1ea1n lao \u0111\u1ed9ng (NNW) v\u00e0 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (OC) c\u00f3 th\u1ec3 c\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c k\u00edch ho\u1ea1t ri\u00eang bi\u1ec7t<\/strong>, thay v\u00ec t\u1ef1 \u0111\u1ed9ng \u0111\u01b0\u1ee3c ghi v\u00e0o m\u1ecdi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n mu\u1ed1n t\u00ecm hi\u1ec3u m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa \u1ea3nh h\u01b0\u1edfng nh\u01b0 th\u1ebf n\u00e0o \u0111\u1ebfn c\u00e1ch \u0111\u1ecdc h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, ph\u1ea7n th\u1ea3o lu\u1eadn sau \u0111\u00e2y c\u0169ng s\u1ebd r\u1ea5t h\u1eefu \u00edch <a href=\"https:\/\/ubezpieczenie-cudzoziemca.pl\/vi\/huong-dan\/bao-hiem-va-muc-dich-luu-tru\/bao-hiem-cho-thi-thuc-du-hoc-hay-thi-thuc-lao-dong\/\">s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa b\u1ea3o hi\u1ec3m d\u00e0nh cho th\u1ecb th\u1ef1c du h\u1ecdc v\u00e0 th\u1ecb th\u1ef1c lao \u0111\u1ed9ng<\/a>. T\u00e0i li\u1ec7u n\u00e0y kh\u00f4ng thay th\u1ebf vi\u1ec7c ki\u1ec3m tra \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m d\u00e0nh cho v\u1eadn \u0111\u1ed9ng vi\u00ean, nh\u01b0ng gi\u00fap h\u1ec7 th\u1ed1ng h\u00f3a c\u00e1c c\u00e2u h\u1ecfi tr\u01b0\u1edbc khi l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-sprawdzic-wylaczenia-i-rozszerzenia\">C\u00e1ch ki\u1ec3m tra c\u00e1c ngo\u1ea1i l\u1ec7 v\u00e0 ti\u1ec7n \u00edch m\u1edf r\u1ed9ng<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ph\u1ea7n quan tr\u1ecdng nh\u1ea5t c\u1ee7a ph\u00e2n t\u00edch b\u1eaft \u0111\u1ea7u t\u1eeb ch\u1ed7 m\u00e0 \u0110i\u1ec1u kho\u1ea3n B\u1ea3o hi\u1ec3m Chung (OWU) n\u00eau r\u00f5 c\u00e1c gi\u1edbi h\u1ea1n. Trong \u0110i\u1ec1u kho\u1ea3n B\u1ea3o hi\u1ec3m (TUZ) li\u00ean quan \u0111\u1ebfn chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, \u0111\u00e3 n\u00eau r\u00f5 r\u1eb1ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb v\u00e0 b\u1ea3o hi\u1ec3m tai n\u1ea1n (NNW) kh\u00f4ng bao g\u1ed3m c\u00e1c s\u1ef1 c\u1ed1 li\u00ean quan \u0111\u1ebfn <strong>c\u00e1c m\u00f4n th\u1ec3 thao m\u1ea1o hi\u1ec3m<\/strong> c\u0169ng kh\u00f4ng ph\u1ea3i l\u00e0 <strong>th\u1ec3 thao \u0111\u1ec9nh cao ho\u1eb7c chuy\u00ean nghi\u1ec7p<\/strong>. T\u00e0i li\u1ec7u n\u00e0y c\u0169ng li\u1ec7t k\u00ea c\u00e1c m\u00f4n th\u1ec3 thao d\u01b0\u1edbi n\u01b0\u1edbc v\u00e0 th\u1ec3 thao m\u00f9a \u0111\u00f4ng nghi\u1ec7p d\u01b0 l\u00e0 nh\u1eefng ho\u1ea1t \u0111\u1ed9ng ph\u1ea3i \u0111\u00f3ng th\u00eam ph\u00ed b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110i\u1ec1u n\u00e0y kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 vi\u1ec7c thanh to\u00e1n g\u00f3i m\u1edf r\u1ed9ng s\u1ebd bao g\u1ed3m m\u1ecdi m\u00f4n th\u1ec3 thao c\u00f3 th\u1ec3 c\u00f3. Ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u1ea7n \u0111\u01b0\u1ee3c ki\u1ec3m tra trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n c\u1ee7a s\u1ea3n ph\u1ea9m \u0111\u00e3 ch\u1ecdn. Tr\u01b0\u1edbc khi mua, qu\u00fd kh\u00e1ch c\u1ea7n x\u00e1c nh\u1eadn xem li\u1ec7u <strong>m\u1ed9t lo\u1ea1i ho\u1ea1t \u0111\u1ed9ng c\u1ee5 th\u1ec3<\/strong> c\u00f3 n\u1eb1m trong ph\u1ea1m vi c\u1ee7a g\u00f3i m\u1edf r\u1ed9ng \u0111\u01b0\u1ee3c cung c\u1ea5p hay kh\u00f4ng v\u00e0 li\u1ec7u t\u00f9y ch\u1ecdn ph\u00f9 h\u1ee3p c\u00f3 \u0111\u01b0\u1ee3c n\u00eau r\u00f5 trong c\u00e1c t\u00e0i li\u1ec7u b\u1ea3o hi\u1ec3m hay kh\u00f4ng.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Khi \u0111\u1ecdc c\u00e1c \u0111i\u1ec1u kho\u1ea3n, h\u00e3y l\u01b0u \u00fd nh\u1eefng \u0111i\u1ec3m sau:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-conditions:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-conditions ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-conditions ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-conditions .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-conditions ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items30704ca4-conditions ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-conditions ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-conditions .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-conditions ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-conditions .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items30704ca4-conditions kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-30704ca4-conditions-1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-30704ca4-conditions-1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-30704ca4-conditions-1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">\u0111\u1ecbnh ngh\u0129a v\u1ec1 th\u1ec3 thao nghi\u1ec7p d\u01b0, th\u1ec3 thao th\u00e0nh t\u00edch cao v\u00e0 th\u1ec3 thao chuy\u00ean nghi\u1ec7p;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-30704ca4-conditions-2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-30704ca4-conditions-2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-30704ca4-conditions-2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">danh s\u00e1ch c\u00e1c m\u00f4n th\u1ec3 thao c\u00f3 m\u1ee9c \u0111\u1ed9 r\u1ee7i ro cao;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-30704ca4-conditions-3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-30704ca4-conditions-3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-30704ca4-conditions-3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">c\u00e1c quy \u0111\u1ecbnh v\u1ec1 c\u00e1c m\u00f4n th\u1ec3 thao d\u01b0\u1edbi n\u01b0\u1edbc v\u00e0 th\u1ec3 thao m\u00f9a \u0111\u00f4ng;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-30704ca4-conditions-4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-30704ca4-conditions-4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-30704ca4-conditions-4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">c\u00e1ch th\u00eam c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n (NNW) ho\u1eb7c b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (OC);<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-30704ca4-conditions-5 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-30704ca4-conditions-5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-30704ca4-conditions-5 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>th\u1eddi gian v\u00e0 \u0111\u1ecba \u0111i\u1ec3m b\u1ea3o v\u1ec7<\/strong> \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-30704ca4-conditions-6 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-30704ca4-conditions-6 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-30704ca4-conditions-6 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>c\u00e1c tr\u01b0\u1eddng h\u1ee3p mi\u1ec5n tr\u1eeb li\u00ean quan \u0111\u1ebfn th\u1ec3 thao<\/strong> v\u00e0 c\u00e1c thi\u1ebft b\u1ecb \u0111\u00e3 qua s\u1eed d\u1ee5ng.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u1eebng ch\u1ecdn s\u1ea3n ph\u1ea9m ch\u1ec9 d\u1ef1a tr\u00ean gi\u00e1 c\u1ea3 ho\u1eb7c nh\u1eefng th\u00f4ng tin chung chung \u201ed\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i\u201d. N\u1ebfu kh\u00f4ng c\u00f3 c\u00e1c t\u00ednh to\u00e1n so s\u00e1nh v\u00e0 th\u00f4ng s\u1ed1 \u0111\u1ea7y \u0111\u1ee7, s\u1ebd kh\u00f4ng th\u1ec3 x\u00e1c \u0111\u1ecbnh m\u1ed9t c\u00e1ch c\u00f4ng b\u1eb1ng \u0111\u00e2u l\u00e0 g\u00f3i b\u1ea3o hi\u1ec3m r\u1ebb nh\u1ea5t hay t\u1ed1t nh\u1ea5t. S\u1ebd an to\u00e0n h\u01a1n n\u1ebfu b\u1ea1n ki\u1ec3m tra xem g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u00f3 c\u00f3 ph\u00f9 h\u1ee3p v\u1edbi b\u1ed9 m\u00f4n v\u00e0 ch\u01b0\u01a1ng tr\u00ecnh t\u1eadp luy\u1ec7n \u0111\u01b0\u1ee3c m\u00f4 t\u1ea3 hay kh\u00f4ng.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nguy\u00ean t\u1eafc t\u01b0\u01a1ng t\u1ef1 c\u0169ng \u00e1p d\u1ee5ng cho c\u00e1c m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa kh\u00e1c. H\u00e3y tham kh\u1ea3o th\u00eam h\u01b0\u1edbng d\u1eabn c\u1ee7a ch\u00fang t\u00f4i v\u1ec1 <a href=\"https:\/\/ubezpieczenie-cudzoziemca.pl\/vi\/huong-dan\/bao-hiem-va-muc-dich-luu-tru\/bao-hiem-y-te-cho-visa-danh-cho-nghe-si-2026-huong-dan\/\">B\u1ea3o hi\u1ec3m y t\u1ebf \u0111\u1ec3 xin th\u1ecb th\u1ef1c d\u00e0nh cho ngh\u1ec7 s\u0129<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"co-przygotowac-na-wypadek-zgloszenia-roszczenia\">C\u1ea7n chu\u1ea9n b\u1ecb nh\u1eefng g\u00ec trong tr\u01b0\u1eddng h\u1ee3p c\u00f3 khi\u1ebfu n\u1ea1i<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ph\u1ea1m vi b\u1ea3o hi\u1ec3m th\u1ec3 thao ch\u1ec9 l\u00e0 m\u1ed9t ph\u1ea7n c\u1ee7a h\u1ee3p \u0111\u1ed3ng. Ph\u1ea7n c\u00f2n l\u1ea1i l\u00e0 c\u00e1c ngh\u0129a v\u1ee5 sau khi s\u1ef1 c\u1ed1 x\u1ea3y ra. H\u00e3y l\u01b0u \u00fd <strong>s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/strong> v\u00e0 c\u00e1c t\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn s\u1ef1 c\u1ed1; vui l\u00f2ng tham kh\u1ea3o c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng c\u1ee7a b\u1ea1n \u0111\u1ec3 bi\u1ebft c\u00e1c y\u00eau c\u1ea7u v\u1ec1 vi\u1ec7c th\u00f4ng b\u00e1o.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ph\u1ea1m vi th\u00f4ng tin v\u00e0 t\u00e0i li\u1ec7u c\u1ea7n thi\u1ebft c\u00f3 th\u1ec3 t\u00f9y thu\u1ed9c v\u00e0o n\u1ed9i dung h\u1ee3p \u0111\u1ed3ng. Sau khi s\u1ef1 c\u1ed1 x\u1ea3y ra, h\u00e3y l\u00e0m theo h\u01b0\u1edbng d\u1eabn \u0111\u01b0\u1ee3c n\u00eau trong c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 l\u01b0u gi\u1eef c\u00e1c t\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn s\u1ef1 c\u1ed1 \u0111\u00f3.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">M\u1ed9t b\u1ed9 h\u1ed3 s\u01a1 b\u1ea3o hi\u1ec3m ti\u1ec7n d\u1ee5ng c\u00f3 th\u1ec3 bao g\u1ed3m:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-documents:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-documents ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-documents ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-documents .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-documents ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items30704ca4-documents ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-documents ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-documents .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-documents ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items30704ca4-documents .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items30704ca4-documents kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-30704ca4-documents-1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-30704ca4-documents-1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-30704ca4-documents-1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m v\u00e0 s\u1ed1 h\u1ee3p \u0111\u1ed3ng;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-30704ca4-documents-2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-30704ca4-documents-2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-30704ca4-documents-2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">\u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n chung hi\u1ec7n h\u00e0nh c\u00f9ng c\u00e1c \u0111i\u1ec1u kho\u1ea3n k\u00e8m theo;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-30704ca4-documents-3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-30704ca4-documents-3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-30704ca4-documents-3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">x\u00e1c nh\u1eadn ph\u1ea1m vi \u0111\u00e3 ch\u1ecdn;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-30704ca4-documents-4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-30704ca4-documents-4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-30704ca4-documents-4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">th\u00f4ng tin c\u1ea7n thi\u1ebft \u0111\u1ec3 li\u00ean h\u1ec7 v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-30704ca4-documents-5 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-30704ca4-documents-5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-30704ca4-documents-5 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">c\u00e1c t\u00e0i li\u1ec7u nh\u1eadn \u0111\u01b0\u1ee3c li\u00ean quan \u0111\u1ebfn s\u1ef1 vi\u1ec7c.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc khi th\u1ef1c hi\u1ec7n b\u1ea5t k\u1ef3 h\u00e0nh \u0111\u1ed9ng n\u00e0o, qu\u00fd v\u1ecb n\u00ean tham kh\u1ea3o h\u01b0\u1edbng d\u1eabn \u00e1p d\u1ee5ng cho h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a m\u00ecnh. M\u1ed7i c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 m\u00f4 t\u1ea3 quy tr\u00ecnh n\u00e0y theo c\u00e1ch kh\u00e1c nhau. <strong>Th\u1ee7 t\u1ee5c \u0111\u01b0\u1ee3c m\u00f4 t\u1ea3 trong c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m kh\u00f4ng thay th\u1ebf cho h\u01b0\u1edbng d\u1eabn li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng kh\u00e1c<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p nh\u1ea5t<\/h2>\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\" id=\"czy-kazda-polisa-klc-obejmuje-treningi-sportowe\">C\u00f3 ph\u1ea3i m\u1ecdi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a KLC \u0111\u1ec1u bao g\u1ed3m c\u00e1c bu\u1ed5i t\u1eadp th\u1ec3 thao kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng. Ph\u1ea1m vi b\u1ea3o hi\u1ec3m ph\u1ee5 thu\u1ed9c v\u00e0o t\u1eebng s\u1ea3n ph\u1ea9m, c\u00e1c \u0111i\u1ec1u kho\u1ea3n \u0111\u1ecbnh ngh\u0129a v\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb. Compensa quy \u0111\u1ecbnh tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd trong tr\u01b0\u1eddng h\u1ee3p tham gia c\u00e1c ho\u1ea1t \u0111\u1ed9ng th\u1ec3 thao nghi\u1ec7p d\u01b0 m\u00e0 kh\u00f4ng c\u1ea7n \u0111\u00f3ng th\u00eam ph\u00ed b\u1ea3o hi\u1ec3m, nh\u01b0ng quy \u0111\u1ecbnh n\u00e0y kh\u00f4ng th\u1ec3 \u00e1p d\u1ee5ng chung cho c\u00e1c s\u1ea3n ph\u1ea9m kh\u00e1c c\u0169ng nh\u01b0 cho c\u00e1c m\u00f4n th\u1ec3 thao thi \u0111\u1ea5u ho\u1eb7c chuy\u00ean nghi\u1ec7p. <strong>Ph\u1ea1m vi th\u1ec3 thao kh\u00f4ng ph\u1ea3i l\u00e0 ph\u1ed5 qu\u00e1t<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-udzial-w-zawodach-jest-tym-samym-co-sport-amatorski\">Vi\u1ec7c tham gia c\u00e1c gi\u1ea3i \u0111\u1ea5u c\u00f3 \u0111\u1ed3ng ngh\u0129a v\u1edbi th\u1ec3 thao nghi\u1ec7p d\u01b0 kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng n\u00ean ch\u1ea5p nh\u1eadn \u0111i\u1ec1u n\u00e0y m\u1ed9t c\u00e1ch t\u1ef1 \u0111\u1ed9ng. C\u1ea7n so s\u00e1nh b\u1ea3n ch\u1ea5t c\u1ee7a vi\u1ec7c tham gia v\u1edbi c\u00e1c \u0111\u1ecbnh ngh\u0129a \u0111\u01b0\u1ee3c n\u00eau trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU) c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00e3 ch\u1ecdn. N\u1ebfu m\u00f4 t\u1ea3 v\u1ec1 ho\u1ea1t \u0111\u1ed9ng g\u00e2y ra nghi ng\u1edd, c\u1ea7n ph\u1ea3i l\u00e0m r\u00f5 tr\u01b0\u1edbc khi k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-nnw-i-oc-zawsze-sa-czescia-polisy-kosztow-leczenia\">B\u1ea3o hi\u1ec3m tai n\u1ea1n (NNW) v\u00e0 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (OC) c\u00f3 ph\u1ea3i lu\u00f4n l\u00e0 m\u1ed9t ph\u1ea7n c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng. Trong c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a H\u1ee3p \u0111\u1ed3ng B\u1ea3o hi\u1ec3m (TUZ), b\u1ea3o hi\u1ec3m tai n\u1ea1n (NNW) v\u00e0 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (OC) trong \u0111\u1eddi s\u1ed1ng c\u00e1 nh\u00e2n \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh d\u01b0\u1edbi d\u1ea1ng c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ed5 sung nh\u1eb1m m\u1edf r\u1ed9ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m. <strong>\u0110\u1eebng thi\u1ebft l\u1eadp ch\u1ebf \u0111\u1ed9 b\u1eadt t\u1ef1 \u0111\u1ed9ng<\/strong> c\u00e1c y\u1ebfu t\u1ed1 n\u00e0y \u2014 h\u00e3y ki\u1ec3m tra v\u0103n b\u1ea3n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n k\u00e8m theo.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"na-co-uwazac-przy-sportach-wodnych-i-zimowych\">C\u1ea7n l\u01b0u \u00fd nh\u1eefng \u0111i\u1ec1u g\u00ec khi tham gia c\u00e1c m\u00f4n th\u1ec3 thao d\u01b0\u1edbi n\u01b0\u1edbc v\u00e0 th\u1ec3 thao m\u00f9a \u0111\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Theo c\u00e1c \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung (OWU) c\u1ee7a TUZ \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp, c\u00e1c m\u00f4n th\u1ec3 thao d\u01b0\u1edbi n\u01b0\u1edbc v\u00e0 th\u1ec3 thao m\u00f9a \u0111\u00f4ng d\u00e0nh cho ng\u01b0\u1eddi nghi\u1ec7p d\u01b0 s\u1ebd ph\u1ea3i \u0111\u00f3ng th\u00eam ph\u00ed b\u1ea3o hi\u1ec3m. \u0110i\u1ec1u n\u00e0y kh\u00f4ng ph\u1ea3i l\u00e0 quy \u0111\u1ecbnh \u00e1p d\u1ee5ng cho t\u1ea5t c\u1ea3 c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Qu\u00fd kh\u00e1ch n\u00ean ki\u1ec3m tra k\u1ef9 <strong>\u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n chung c\u1ee7a s\u1ea3n ph\u1ea9m \u0111\u00e3 ch\u1ecdn<\/strong> v\u00e0 x\u00e1c nh\u1eadn ph\u1ea1m vi \u00e1p d\u1ee5ng cho m\u1ed9t b\u1ed9 m\u00f4n c\u1ee5 th\u1ec3.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"jakie-informacje-moga-byc-potrzebne-przy-zgloszeniu-roszczenia\">Nh\u1eefng th\u00f4ng tin n\u00e0o c\u00f3 th\u1ec3 c\u1ea7n thi\u1ebft khi n\u1ed9p \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y l\u01b0u gi\u1eef s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c t\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn s\u1ef1 c\u1ed1. Vui l\u00f2ng tham kh\u1ea3o c\u00e1c \u0111i\u1ec1u kho\u1ea3n hi\u1ec7n h\u00e0nh trong h\u1ee3p \u0111\u1ed3ng c\u1ee7a qu\u00fd kh\u00e1ch \u0111\u1ec3 bi\u1ebft c\u00e1c y\u00eau c\u1ea7u khi khai b\u00e1o s\u1ef1 c\u1ed1.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"gdzie-przeczytac-o-dokumentach-dotyczacych-dluzszego-pobytu\">T\u00f4i c\u00f3 th\u1ec3 t\u00ecm hi\u1ec3u th\u00f4ng tin v\u1ec1 c\u00e1c gi\u1ea5y t\u1edd li\u00ean quan \u0111\u1ebfn vi\u1ec7c l\u01b0u tr\u00fa d\u00e0i h\u1ea1n \u1edf \u0111\u00e2u?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Ch\u00fang t\u00f4i s\u1ebd th\u1ea3o lu\u1eadn ri\u00eang v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y <a href=\"https:\/\/ubezpieczenie-cudzoziemca.pl\/vi\/huong-dan\/yeu-cau-va-quy-dinh\/bao-hiem-cho-the-cu-tru-cac-yeu-cau-la-gi\/\">C\u00e1c y\u00eau c\u1ea7u v\u1ec1 b\u1ea3o hi\u1ec3m \u0111\u1ed1i v\u1edbi th\u1ebb c\u01b0 tr\u00fa<\/a>. T\u00e0i li\u1ec7u n\u00e0y gi\u00fap l\u00e0m r\u00f5 c\u00e1c v\u1ea5n \u0111\u1ec1 li\u00ean quan \u0111\u1ebfn gi\u1ea5y ph\u00e9p c\u01b0 tr\u00fa, nh\u01b0ng kh\u00f4ng th\u1ec3 thay th\u1ebf cho vi\u1ec7c \u0111\u00e1nh gi\u00e1 ph\u1ea1m vi b\u1ea3o hi\u1ec3m th\u1ec3 thao c\u1ee7a m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-wybrac-polise-bez-zgadywania\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ch\u1ecdn m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i \u0111o\u00e1n m\u00f2<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc ti\u00ean, h\u00e3y m\u00f4 t\u1ea3 m\u00f4n th\u1ec3 thao, ph\u01b0\u01a1ng ph\u00e1p t\u1eadp luy\u1ec7n v\u00e0 vi\u1ec7c tham gia c\u00e1c gi\u1ea3i \u0111\u1ea5u. Ti\u1ebfp theo, h\u00e3y ki\u1ec3m tra c\u00e1c \u0111\u1ecbnh ngh\u0129a, ph\u1ea1m vi chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ed5 sung v\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb. Cu\u1ed1i c\u00f9ng, h\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng th\u00f4ng tin \u0111\u01b0\u1ee3c cung c\u1ea5p tr\u01b0\u1edbc khi mua b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi ho\u1ea1t \u0111\u1ed9ng th\u1ef1c t\u1ebf c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong>H\u00e3y c\u0103n c\u1ee9 v\u00e0o c\u00e1c t\u00e0i li\u1ec7u trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u1ec3 \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh<\/strong>, ch\u1ee9 kh\u00f4ng ph\u1ea3i ch\u1ec9 d\u1ef1a v\u00e0o t\u00ean s\u1ea3n ph\u1ea9m.<\/p>\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu ph\u1ea1m vi b\u1ea3o hi\u1ec3m th\u1ec3 thao c\u1ea7n \u0111\u01b0\u1ee3c l\u00e0m r\u00f5, vi\u1ec7c n\u00e0y ph\u1ea3i \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n tr\u01b0\u1edbc khi k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng. Vi\u1ec7c x\u00e1c nh\u1eadn ph\u1ea3i \u0111\u1ec1 c\u1eadp \u0111\u1ebfn ph\u01b0\u01a1ng \u00e1n \u0111\u00e3 ch\u1ecdn v\u00e0 m\u00f4 t\u1ea3 c\u1ee5 th\u1ec3 ho\u1ea1t \u0111\u1ed9ng \u0111\u00f3. Nh\u1edd \u0111\u00f3, s\u1ebd d\u1ec5 d\u00e0ng h\u01a1n trong vi\u1ec7c tr\u00e1nh t\u00ecnh hu\u1ed1ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 hi\u1ec7u l\u1ef1c nh\u01b0ng l\u1ea1i kh\u00f4ng ph\u00f9 h\u1ee3p v\u1edbi h\u00ecnh th\u1ee9c t\u1eadp luy\u1ec7n th\u1ec3 thao c\u1ee5 th\u1ec3.<\/p>\n\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y xem c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i hi\u1ec7n c\u00f3 v\u00e0 t\u00ednh to\u00e1n m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m th\u00f4ng qua bi\u1ec3u m\u1eabu tr\u00ean trang web c\u1ee7a ch\u00fang t\u00f4i.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/ubezpieczenie-cudzoziemca.pl\/vi\/chi-phi-dieu-tri-cho-nguoi-nuoc-ngoai-klc\/\">T\u00cdNH PH\u00cd B\u1ea2O HI\u1ec2M KLC<\/a><\/div>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c th\u1ec3 thao kh\u00f4ng ch\u1ec9 c\u1ea7n ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa m\u00e0 c\u00f2n ph\u1ea3i ph\u00f9 h\u1ee3p v\u1edbi ho\u1ea1t \u0111\u1ed9ng th\u1ef1c t\u1ebf c\u1ee7a v\u1eadn \u0111\u1ed9ng vi\u00ean. T\u1eadp luy\u1ec7n gi\u1ea3i tr\u00ed, tham gia\u2026<\/p>","protected":false},"author":1,"featured_media":3930,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[44],"tags":[94,93,92,45],"class_list":["post-3931","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ubezpieczenie-a-cel-pobytu","tag-owu-ubezpieczenia","tag-polisa-dla-sportowca","tag-ubezpieczenie-kosztow-leczenia","tag-wiza-sportowa"],"acf":[],"yoast_head":"<!-- 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